What is plumbers insurance?
Liability insurance for plumbers is an essential investment for plumbing companies of any size, offering full cover to professionals in the event of any damage or injury caused during, or as a result of, your work. The series of policies which make up plumbers insurance—including public liability insurance and financial loss—can help businesses get back on their feet if legal action is taken by a member of the public.
Why do you need plumbers insurance?
As a way of preventing any significant legal ramifications befalling your business, plumbers liability insurance can give your business peace of mind that it is financially covered in the case of an accident. It may not be a legal necessity for tradesmen, but it’s strongly recommended as a way to protect you, your business, and your employees. At Tradesman Saver, we understand that a one-size-fits-all policy isn’t suitable for any business. That’s why we offer complete customisation with our policy, which can be tailored to you using our online quote form, giving you everything you need in one neat package for plumbers insurance.
Tradesman Saver’s Public Liability Cover for Plumbers
Our standard cover is:
- Up to £5 million public & products liability
- £10,000 financial loss cover (with an option to increase to £50K)
- Worldwide liability cover
We make sure our plumbers public liability insurance is as convenient for our customers as possible, which is why it starts from the second you purchase a policy with us. Our cover has a standard maximum indemnity limit of £1 million, but can be increased to £2 or £5 million depending on your needs. Don’t hesitate to get in touch with us to discuss this further.
Tradesman Saver’s liability insurance for plumbers covers not only public but products liability as well. This means that if a member of the public is injured as a result of a product you have supplied, fitted, or sold, our policy will have you covered for any damages. Beyond cover related to any damages to people or property, we also cover third-party financial losses, such as in the event of other businesses experiencing financial loss as a result of faulty parts or workmanship.
We also offer free cover for up to a quarter of a million pounds in legal expenses as a standard feature in every plumbers insurance policy. If you need to speak to us about your insurance at any time, our 24-hour legal helpline is open to answer any questions you may have.
Online & Anywhere
We like to keep things simple. Your quote, purchase and documents are all available online, anytime.
No need to wait for your documents. Our tradesman cover starts from the moment you purchase.
Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.
Plumbers Insurance: Frequently Asked Questions
Why is plumbers insurance important?
As with any business involving tradesmen, plumbers do a great deal of work which, if done incorrectly, could lead to serious damage for customers or the plumbers themselves. In the event of accident or injury, your business will be held financially responsible for any wrongdoing, and not being covered could not only ruin the reputation but the bottom line of your company. Liability insurance for plumbers offers financial security which keeps your business safe from the costs resulting from any unforeseen incidents caused by your work.
Who is covered under plumbers insurance?
A comprehensive insurance policy for plumbers covers not only your business and team, but members of the public as well. Beyond public and products liability—both of which come as a standard part of all cover from Tradesman Saver—we also offer optional add-ons for Employers Liability, Tools and Equipment, Contractors All Risk, Business Contents, professional indemnity, personal accident and short term income protection insurance. These help you cover all bases, and all prevent you from having to pay out of pocket for any accidents or damage for which your business is deemed financially responsible.