Tailored Tradesman Insurance that works as hard as you do, from just £53 per year
Dependable Insurance For Tradesmen & Professionals
Welcome to the Tradesman Saver insurance website.
Whether you’re looking for public liability insurance, employer’s liability insurance or any other cover you might need for your trade or freelance business, you’ve come to the right place. We’ve been offering specialist, no-fuss trade insurance to self-employed tradesmen, professionals and businesses for over a decade.
Get your trade insurance quote and buy online in minutes for instant cover from the moment you buy. No confusion, no fuss – just quality insurance that works as hard as you do.
Our cover at a glance
Other Policies We Can Arrange
How do you pay the bills if you can’t work? This cover will provide a lump sum or weekly benefit.
Don’t Trade Your Security
When you work with your hands for a living, you learn that accidents can happen when you least expect them. As a tradesman, your day-to-day job calls for an insurance policy that’s built around your concerns and needs – you need insurance that works as hard as you do.
Here at Tradesman Saver, we understand how important it is to protect your business and yourself when you’re on a job. We’ve consulted with businesses like yours to help us create a policy that reflects your requirements. Build yours using our online quote form for fuss-free and instant cover.
Quick and simple
Quote and buy in just 5 minutes with immediate cover. Get your documents instantly by email.
Safe, easy payments
Secure online payment by debit or credit card. Low-cost monthly instalments available.
No call centres - ever!
Yes, we hate call centres too! So you'll always speak to one of our friendly, expert advisors.
Complete peace of mind
With over 30 years’ experience, you can trust us to cover everything you need and more.
Who We Cover
We can offer cover to a wide variety of trades, including everything from aerial engineers to wheelie bin cleaners. For more information, please see our Who We Cover page, where we list all of the professions we can offer cover for in detail.
Public Liability Insurance UK
When you’re on the lookout to purchase your tradesman insurance policy, you’re bound to hear a lot of insurance jargon that ultimately might leave you more confused than when you started. The only term you really need to know about, however, is public liability insurance.
Why is public liability insurance so important, we hear you ask? Public liability is essentially the backbone of any trade insurance policy, covering a wide variety of claims that involve injury to third parties or damage to their property. Essentially, it covers claims made by both your clients, as well as members of the public, who might inadvertently be affected by your business’ activities.
It plays a vital role in any tradesman insurance policy, offering comprehensive protection from a whole array of accidents, including everything from accidental damage to a client’s vehicle to injury to a member of the public caused by tripping over your tools.
It Shouldn’t Happen To A Tradesman
No matter how careful you are, accidents can happen. As a Tradesman, you will be carrying out all manner of different jobs on any one day and so the likelihood of a problem occurring can be increased. Take a look at the two real life claims examples below of where our Tradesman Saver insurance policy has come to the rescue:
Wet, Wet, Wet
You’re fitting some new shelving in a customer’s bedroom and drill through a water pipe. Despite your best efforts to stop the leak and minimise damage, by the time you find the stopcock and turn off the water, the damage is done. The water has ruined the decoration and carpet in the bedroom and the dining room below. Your public liability insurance is your saviour here. Tradesman Saver will pay for the costs to re-decorate the home and replace the carpet so that you are not left out of pocket.
Fall From Grace
You’re boarding a loft for a customer when your labourer loses his footing and falls through the ceiling in to the room below, badly injuring his back. Your employee makes a claim against you for his injuries and your customer claims for the repairs to their ceiling. Your employer’s liability insurance will protect you and cover any compensation payments to your member of staff, which could cost tens of thousands of pounds, and your public liability insurance will pay for the repairs to the customers ceiling. Without this tradesman insurance, you would be left to cover these costs yourself which could have disastrous consequences for your business.