Insurance for electrical contractors, starting from less than £55 per year
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Compare QuotesElectrical contractors face unique risks in their day-to-day work. From potential injuries to property damage and financial losses, the need for comprehensive insurance coverage is paramount. Electrical contractors insurance provides essential protection against these risks, safeguarding your business, employees, and clients.
At Electrician Saver, we specialise in providing tailored insurance solutions for electrical contractors across the UK. With over 40 years of experience in the trade insurance sector, we understand the specific challenges and risks faced by electrical professionals. Our range of insurance products is designed to offer comprehensive coverage, ensuring you can focus on your work with peace of mind.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength All insurance policies provided by Standard & Poor’s A rated insurers
Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Compare quotes from our panel of insurers & chose any optional covers you may need.
Choose the quote that’s right for you, activate your policy and view your certificates online.
Our basic electricians cover includes core protections like legal costs and accidental death. We also offer additional types of insurance cover like:
Electrical contracting is a high-risk profession that requires specific insurance coverage. Here’s why:
By choosing specialist insurance from Electrician Saver, you ensure that your coverage is tailored to address these specific risks, providing comprehensive protection for your business.
* Total number of live policies as of 31/10/2025
Our electrical contractors insurance package offers a range of coverages to protect various aspects of your business. Here’s an overview of the key components:
Public liability insurance is a crucial component of any electrical contractor’s insurance policy. It protects you against claims made by members of the public for injury or property damage caused by your work. Our coverage includes:
We offer public liability insurance with coverage limits up to £10 million, ensuring you’re protected even for large-scale projects.
If you employ staff, even on a part-time or casual basis, employers’ liability insurance is a legal requirement in the UK. This coverage protects your business if an employee becomes ill or injured due to their work. Our policy includes:
Your tools and equipment are essential to your work as an electrical contractor. Our tools insurance covers the cost of repairing or replacing your equipment if it’s lost, stolen, or damaged. This includes:
As a self-employed electrical contractor or business owner, your income depends on your ability to work. Personal accident insurance provides financial support if you’re unable to work due to an accident. Our coverage includes:
Product liability insurance protects your business if a product you’ve supplied or installed causes injury or property damage. This is particularly important for electrical contractors who often supply and install electrical components. Our coverage includes:
Financial loss insurance covers you for claims made against you for financial losses suffered by your clients or third parties as a result of your work. This can include:
The cost of electrical contractors insurance varies depending on several factors:
At Electrician Saver, we strive to offer competitive rates for comprehensive cover. Our policies start from less than £55 per year, with the option for monthly instalments on policies costing over £125 annually.
To get an accurate quote tailored to your specific needs, we recommend using our online quote system or speaking directly with one of our insurance specialists.
While not all types of insurance are legally required, certain coverages, such as employers’ liability insurance, are mandatory if you have employees. Although Public liability insurance, is not a legal requirement, it is often essential for securing contracts and protecting your business.
Absolutely. At Electrician Saver, we understand that your insurance needs may change as your business evolves. You can adjust your policy at any time to ensure you always have the right level of coverage.
With our online quote system, you can get insured in minutes. Once you’ve purchased your policy, your coverage can start immediately, ensuring you’re protected right away.
If you need to make a claim, simply contact our dedicated claims team. We’ll guide you through the process and work to resolve your claim as quickly and efficiently as possible. For more information, visit our making a claim page.
Yes, we offer insurance solutions for all types of electrical contractors, including part-time and self-employed professionals. Our policies can be tailored to suit your specific working arrangements and level of risk.
Electrician Saver stands out as the premier choice for electrical contractors seeking comprehensive insurance coverage. Here’s why:
Don’t leave your business exposed to unnecessary risks. With Electrician Saver’s comprehensive electrical contractors insurance, you can work with confidence, knowing you’re protected against the unique challenges of your profession.
Get a quote today and experience the peace of mind that comes with specialist insurance coverage. Our team is ready to help you secure the right protection for your electrical contracting business.
