At Cleaner Saver, we offer a comprehensive insurance package designed specifically for pressure washing professionals. Our policies include:
Public Liability Insurance
Public liability insurance is the cornerstone of any pressure washing insurance policy. It protects your business if a member of the public or a client makes a claim against you for injury or property damage caused by your work.
For example, if you accidentally damage a client’s property while pressure washing their driveway, or if a passerby slips on wet pavement you’ve just cleaned, public liability insurance would cover the costs of any resulting claims.
Our public liability cover for pressure washing businesses starts at £1 million, with options to increase to £2 million or £5 million depending on your needs and the scale of your operations.
Employers’ Liability Insurance
If you employ staff, even on a casual or part-time basis, employers’ liability insurance is a legal requirement in the UK. This cover protects your business if an employee becomes ill or injured as a result of their work.
Given the physical nature of pressure washing work and the potential risks involved, this cover is particularly important. It could cover claims arising from accidents such as slips on wet surfaces, injuries from high-pressure equipment, or long-term health issues related to chemical exposure.
We provide £10 million employers’ liability cover as standard, ensuring you’re fully compliant with UK regulations and protected against potential claims.
Tools and Equipment Insurance
Your pressure washing equipment is essential to your business, and replacing it can be costly. Our tools and equipment insurance covers the cost of repairing or replacing your equipment if it’s lost, stolen, or damaged.
This cover extends to:
- Pressure washers and associated equipment
- Cleaning chemicals and supplies
- Personal protective equipment (PPE)
- Any other tools essential to your pressure washing business
Personal Accident Insurance
As a self-employed pressure washer or small business owner, your income depends on your ability to work. Personal accident insurance provides financial support if you’re unable to work due to an accident, helping to cover loss of income during your recovery period.
Product Liability Insurance
If you use or supply cleaning products as part of your pressure washing services, product liability insurance is essential. This cover protects you against claims arising from injury or damage caused by the products you use or supply.
For instance, if a cleaning chemical you use causes an allergic reaction in a client or damages their property, product liability insurance would cover the associated costs, including legal expenses and compensation.
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