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Pressure Washing Insurance

Insurance for pressure washing operators, at affordable rates

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Excellent 4.7 out of 5

Cleaner Saver’s Pressure Washing Insurance


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

Pressure washing is a specialised cleaning service that requires skill, precision, and the right equipment. It’s an effective method for cleaning various surfaces, from driveways and decks to building exteriors and industrial equipment. However, with high-pressure water and powerful cleaning agents involved, there are inherent risks that come with the job. That’s where pressure washing insurance comes in, providing essential protection for your business against potential accidents, property damage, and liability claims.

At Cleaner Saver, we understand the unique challenges faced by pressure washing professionals. Our tailored insurance solutions are designed to meet the specific needs of your industry, offering comprehensive coverage that goes beyond standard cleaning insurance policies. With over 40 years of experience in the insurance sector, we’ve developed a deep understanding of the risks associated with pressure washing and have crafted policies that provide robust protection at competitive rates. Whether you’re a solo operator or manage a team of pressure washing specialists, we’ve got you covered.

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Why choose Cleaner Saver pressure washing insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

All insurance policies provided by Standard & Poor’s A rated insurers

Defaqto 5 Star rated

Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our pressure washing insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get quotes

Compare quotes from our panel of insurers & chose any optional covers you may need.

3 You’re insured!

Choose the quote that’s right for you, activate your policy and view your certificates online.

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Why Do Pressure Washing Professionals Need Specialist Insurance?

Pressure washing might seem straightforward, but it comes with its own set of risks that general liability insurance might not fully cover. Here’s why specialist insurance is crucial for your pressure washing business:

  1. High-pressure equipment risks: Pressure washers operate at extremely high pressures, which can cause injury or property damage if not handled correctly.
  2. Water damage potential: Accidental water ingress can lead to significant property damage claims.
  3. Chemical use: Many pressure washing jobs involve the use of cleaning chemicals, which can cause harm if mishandled.
  4. Diverse work environments: From residential properties to commercial buildings and industrial sites, each job comes with unique risks.
  5. Equipment value: Professional pressure washing equipment is expensive and needs protection against theft or damage.

By choosing specialist pressure washing insurance from Cleaner Saver, you’re ensuring that your business is protected against these specific risks. Our policies are tailored to the pressure washing industry, providing cover that’s relevant to your daily operations and potential liabilities.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

What Does Our Pressure Washing Insurance Cover?

 

At Cleaner Saver, we offer a comprehensive insurance package designed specifically for pressure washing professionals. Our policies include:

Public Liability Insurance

Public liability insurance is the cornerstone of any pressure washing insurance policy. It protects your business if a member of the public or a client makes a claim against you for injury or property damage caused by your work.

For example, if you accidentally damage a client’s property while pressure washing their driveway, or if a passerby slips on wet pavement you’ve just cleaned, public liability insurance would cover the costs of any resulting claims.

Our public liability cover for pressure washing businesses starts at £1 million, with options to increase to £2 million or £5 million depending on your needs and the scale of your operations.

Employers’ Liability Insurance

If you employ staff, even on a casual or part-time basis, employers’ liability insurance is a legal requirement in the UK. This cover protects your business if an employee becomes ill or injured as a result of their work.

Given the physical nature of pressure washing work and the potential risks involved, this cover is particularly important. It could cover claims arising from accidents such as slips on wet surfaces, injuries from high-pressure equipment, or long-term health issues related to chemical exposure.

We provide £10 million employers’ liability cover as standard, ensuring you’re fully compliant with UK regulations and protected against potential claims.

Tools and Equipment Insurance

Your pressure washing equipment is essential to your business, and replacing it can be costly. Our tools and equipment insurance covers the cost of repairing or replacing your equipment if it’s lost, stolen, or damaged.

This cover extends to:

  • Pressure washers and associated equipment
  • Cleaning chemicals and supplies
  • Personal protective equipment (PPE)
  • Any other tools essential to your pressure washing business

Personal Accident Insurance

As a self-employed pressure washer or small business owner, your income depends on your ability to work. Personal accident insurance provides financial support if you’re unable to work due to an accident, helping to cover loss of income during your recovery period.

Product Liability Insurance

If you use or supply cleaning products as part of your pressure washing services, product liability insurance is essential. This cover protects you against claims arising from injury or damage caused by the products you use or supply.

For instance, if a cleaning chemical you use causes an allergic reaction in a client or damages their property, product liability insurance would cover the associated costs, including legal expenses and compensation.

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FAQs

Pressure Washing Insurance FAQs

The cost of your pressure washing insurance will depend on several factors, including:

  • Your annual turnover
  • The number of employees you have
  • The level of cover you require
  • Your claims history
  • The types of properties you typically work on

At Cleaner Saver, we strive to offer competitive rates for comprehensive cover. Our policies start from £55 per year for some trades, with the option to pay in monthly instalments for any policy costing more than £125 annually.

To get an accurate quote tailored to your specific business needs, simply fill out our online quote form. It only takes a few minutes, and you can have your insurance policy in place immediately.

While public liability insurance isn’t legally required, it’s highly recommended for all pressure washing businesses. However, if you employ staff, employers’ liability insurance is a legal requirement in the UK.

Standard policies may not include cover for working at heights. If your work involves cleaning at heights, such as pressure washing building exteriors, inform us so we can ensure your policy provides adequate cover.

If you need to make a claim, simply contact our dedicated claims team. We’ll guide you through the process and liaise with the insurers on your behalf to ensure a smooth and quick resolution.

Yes, we offer insurance solutions for new businesses as well as established pressure washing companies. Our flexible policies can be tailored to suit businesses of all sizes and stages.

If you use subcontractors, it’s important to inform us so we can ensure your policy provides adequate cover. Typically, subcontractors should have their own insurance in place, but we can advise on the best approach for your specific situation.

Why Choose Cleaner Saver for Your Pressure Washing Insurance?

Choosing the right insurance provider is crucial for ensuring your pressure washing business is adequately protected. Here’s why Cleaner Saver stands out:

  1. Specialist expertise: With over three decades of experience in the cleaning industry insurance sector, we understand the unique risks faced by pressure washing professionals.
  2. Tailored policies: Our insurance packages are specifically designed for pressure washing businesses, offering relevant and comprehensive protection.
  3. Competitive pricing: We offer high-quality coverage at affordable rates, ensuring you get value for money.
  4. Flexible cover options: Whether you need basic coverage or a more comprehensive policy, we can tailor our insurance to suit your needs.
  5. Instant cover: Get insured immediately after completing our online quote form, with policy documents sent directly to your email.
  6. UK-based support: Our dedicated team is on hand to assist with any queries or claims, ensuring you receive prompt and professional support when you need it most.
  7. Financial stability: We work with some of the UK’s most reputable insurers, giving you peace of mind about the financial backing of your policy.

Protect Your Pressure Washing Business Today

Don’t let uncertainty hold your pressure washing business back. With Cleaner Saver’s specialist insurance, you can focus on delivering exceptional services, knowing you’re protected against the unique risks of your industry.

Get a quote online today and secure the right insurance to safeguard your pressure washing business. With Cleaner Saver, you’re not just buying a policy – you’re investing in peace of mind and the future of your business.

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