Insurance for house cleaners, starting from less than £55 per year
Not on comparison sites — save money by coming direct to us
Compare QuotesOur standard cover is:
House cleaning may seem like a low-risk occupation, but accidents can happen in any workplace. Whether you’re a self-employed cleaner or run a cleaning business, having the right cleaner insurance cover is crucial to protect your finances and reputation.
At Cleaner Saver, we specialise in providing comprehensive, tailored insurance solutions for all types of cleaners, including house cleaners, domestic cleaners, and commercial cleaning companies.
Complete our simple quote form with basic details about your business.
Compare quotes from our panel of insurers & chose any optional covers you may need.
Choose the quote that’s right for you, activate your policy and view your certificates online.
House cleaners face a range of unique risks that can result in financial loss if they’re not properly insured. Even in what may seem like a low-risk environment, accidents and damages can happen. For example, cleaning products can cause unexpected damage to a client’s property, or an accidental injury could lead to legal action.
Specialist insurance provides the specific coverage needed to handle these types of incidents, protecting both your finances and reputation.
Without tailored insurance, house cleaners are exposed to potentially crippling costs from compensation claims, damaged equipment, or legal disputes. Specialist insurance ensures you have the right protection in place, offering peace of mind and allowing you to focus on your work without the worry of unforeseen liabilities.
* Total number of live policies as of 31/10/2025
Public liability insurance is the cornerstone of any cleaning business insurance policy. It protects you if a member of the public, such as a client or visitor, is injured or their property is damaged as a result of your cleaning work. For example, if a client slips on a wet floor you’ve just mopped, or you accidentally damage an expensive carpet while cleaning, public liability insurance can help cover the cost of compensation claims and legal fees.
If you employ anyone in your cleaning business, even on a part-time or casual basis, employers’ liability insurance is a legal requirement in the UK. It covers you if an employee becomes ill or injured as a result of working for you.
As a house cleaner, your tools and equipment are essential to your work. Our business equipment insurance can cover the cost of replacing or repairing your cleaning equipment if it’s lost, stolen, or damaged. This includes items such as vacuum cleaners, mops, cleaning chemicals, and even your work vehicle if required.
Product liability insurance covers you if a product you supply, such as cleaning solutions or equipment, causes injury or damage to property. For example, if a cleaning product you’ve provided to a client causes a chemical burn or damages a surface, product liability insurance would help cover compensation claims and legal expenses.
This protection ensures that your business is shielded from any unforeseen issues arising from the products you use or supply.
Personal accident cover provides financial support if you or your employees suffer an injury and are unable to work due to an accident. This policy helps cover lost income, medical bills, and rehabilitation costs, ensuring that you can focus on recovery without the additional stress of lost earnings.
For self-employed cleaners or small businesses, personal accident cover offers vital protection when unforeseen injuries occur.
Legal protection insurance assists with the costs of legal disputes related to your cleaning business. Whether you’re dealing with contract disagreements, employment disputes, or other legal matters, this cover helps manage the expense of legal representation and court fees.
Legal protection insurance ensures you have access to expert advice and financial support if you need to defend your business in court or resolve a dispute.
At Cleaner Saver, we provide insurance for a wide range of cleaning professionals, including:
Whether you’re a solo operator or run a large commercial cleaning company, we can tailor our insurance policies to meet your specific needs.
The cost of cleaning insurance varies depending on several factors, including:
At Cleaner Saver, we believe in transparent pricing and flexible options. You only pay for what you need, and we offer competitive rates for both domestic and commercial cleaning insurance. Get a quote today to see how affordable comprehensive cover can be.
Follow these steps to ensure a smooth and efficient claims process:
Yes, even if you’re a self-employed cleaner, having insurance is crucial. Public liability insurance can protect you from potentially costly claims if you accidentally cause injury or property damage while cleaning. Additionally, equipment insurance can safeguard your essential tools and cleaning supplies.
Without proper insurance, you could be personally liable for any accidents or damages that occur while you’re cleaning. This could result in significant financial losses and potentially jeopardise your business. Moreover, many clients, especially commercial ones, require proof of insurance before hiring cleaning services.
Yes, our product liability insurance, which is typically included in our public liability cover, protects you if someone is injured or their property is damaged due to the cleaning products you use, including those supplied by you as part of the cleaning contract.
Absolutely! At Cleaner Saver, we provide insurance for a wide range of cleaning specialities, including carpet cleaning and upholstery cleaning. These services often involve expensive equipment and carry risks of property damage, making insurance particularly important.
With Cleaner Saver, you can get a quote and purchase your insurance policy online in just a few minutes. Once you’ve completed the process, your cover can start immediately, ensuring you’re protected from the moment you need it.
At Cleaner Saver, we specialise in providing insurance solutions tailored specifically for house cleaners and cleaning businesses. With our deep understanding of the cleaning industry, we create bespoke insurance packages designed to meet the unique risks and challenges you face. Our policies offer the flexibility to grow alongside your business, ensuring your coverage evolves as your needs change.
We also offer competitive pricing that doesn’t compromise on quality. Our UK-based team provides excellent customer service, supporting you from the initial quote through to any claims you may need to make. Choose Cleaner Saver for specialist knowledge and reliable protection.
Don’t let an unforeseen accident or claim derail your house cleaning business. Get the comprehensive, affordable insurance cover you need with Cleaner Saver. Our team of insurance experts is ready to help you find the perfect policy for your cleaning business, whether you’re a self-employed domestic cleaner or running a large commercial cleaning operation.
Get a quote today and enjoy the peace of mind that comes with knowing your business is protected by specialist cleaning insurance.
From only£55per year 
From only£55per year 
From only£55per year 
From only£55per year 
