Excellent 4.7 out of 5
Call us on 0800 121 8748 Mon to Fri, 9am - 5pm
Hero image

Financial Strength

Reliable insurance policies you can trust

Compare Quotes
Excellent 4.7 out of 5

Our Insurer Panel

At Tradesman Saver, our specialist policy is backed by a carefully selected panel of insurers. We choose our insurer panel based on their financial security, service standards, and industry expertise, ensuring our customers benefit from trusted protection and support.

Our insurance products are underwritten by leading insurers consisting of Covéa Insurance, Hiscox and AXA, providing customers with access to reliable cover from companies with established reputations and proven financial strength.

When choosing business insurance, it’s important to know that your insurer has the financial stability to pay valid claims when you need them most. That’s why we only work with insurers we trust to support our customers for the long term.

Why financial strength matters?

The financial strength of an insurer gives an indication of its ability to meet its commitments and pay claims. Choosing insurance backed by a financially secure insurer can provide peace of mind that your business is protected should the unexpected happen.

Many tradespeople rely on their insurance to safeguard their livelihood, reputation and finances. Working with established insurers helps ensure that protection is there when it’s needed most.

Covéa: A+ Rated Insurance Protection

Tradesman Saver is proud to work with Covéa Insurance, one of the UK’s leading commercial insurers, supporting businesses across a wide range of industries.

Covéa Insurance has been awarded an A+ Stable S&P Global Ratings, reflecting its strong financial position and ability to meet its financial obligations. An A+ rating indicates a very strong capacity to honour commitments and places the insurer among the strongest performers in the insurance sector.

We chose to partner with Covéa due to its financial strength, stability, excellent reputation, and long-standing history in the insurance market.

In 2024, Covéa Insurance reported £641.5 million in Gross Written Premiums and £32.9 million profit after tax, demonstrating the strength and resilience of the business. Covéa currently serves 1.3 million policyholders across the UK.

The Tradesman Saver policy underwritten by Covéa has been awarded a 5 Star Defaqto Rating. This is Defaqto’s highest rating and recognises products that offer an excellent level of cover and features.

This gives Tradesman Saver customers confidence that they are protected by an insurer with the resources, expertise and financial stability to support them.

Hiscox: A Rated Insurance Protection

Tradesman Saver is proud to work with Hiscox, an international specialist insurer with over 100 years of experience protecting UK businesses.

Hiscox Insurance Company Limited has been awarded an A financial strength rating by S&P Global Ratings, reflecting the insurer’s strong financial position and ability to meet its ongoing commitments.

Providing cover for more than 460,000 businesses across the UK, Hiscox has built a strong reputation for helping tradespeople and small business owners manage everyday risks.

The Tradesman Saver policy underwritten by Hiscox has been awarded a 4 Star Defaqto Rating. This recognises a product that offers a high standard of cover and a strong range of features.

AXA: AA Rated Insurance Protection

Tradesman Saver is proud to work with AXA, one of the UK’s largest insurance groups, providing personal, commercial, health and specialist insurance solutions.

AXA’s principal insurance subsidiaries have been awarded an AA financial strength rating with a stable outlook by S&P Global Ratings, reflecting their very strong capacity to meet financial commitments.

With more than 92 million clients across 52 countries, AXA protects individuals and businesses across a wide range of sectors. Its UK businesses include AXA Insurance, AXA XL, AXA Health and AXA Partners.

AXA’s “Know You Can” promise reflects its aim to be a genuine partner, helping customers move forward with confidence.

The Tradesman Saver policy underwritten by AXA has been awarded a 4 Star Defaqto Rating. This recognises a product that offers a high standard of cover and a strong range of features.

This gives Tradesman Saver customers further reassurance that their cover is backed by an established global insurer with the scale, experience and financial strength to support them when it matters most.

Insurance You
Can Rely On

At Tradesman Saver, we’re committed to providing access to high-quality insurance products backed by trusted insurers with proven financial strength.

By partnering with respected insurers Covéa Insurance, Hiscox and AXA, we help tradespeople and small businesses access dependable protection, competitive cover options and support when it matters most.

Whether your policy is backed by Covéa, Hiscox or AXA, you can benefit from the reassurance of strong insurer financial ratings and independently assessed product quality. Tradesman Saver policies underwritten by Covéa have been awarded a 5 Star Defaqto Rating, while policies underwritten by Hiscox and AXA have been awarded 4 Star Defaqto Ratings.

Combined with the financial strength, expertise and long-standing reputations of our insurer partners, these ratings provide confidence that your insurance is designed to deliver the protection your business needs when it matters most.

The information on this page is correct as of September 2026.

How Our Tradesman Insurance Works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get quotes

Compare quotes from our panel of insurers & chose any optional covers you may need.

3 You’re insured!

Choose the quote that’s right for you, activate your policy and view your certificates online.

Compare Quotes

What our customers say

Join 18,761+ businesses

Compare Quotes
You need to be logged in to Your Account to make a payment. Redirecting you to Account Login.