Insurance for plumbing electrcians, starting from less than £55 per year
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Compare QuotesElectricians don’t deal with only wires and circuits. Many modern projects involve electrical and plumbing work. This is especially the case with boilers, central heating systems, and home emergencies. That’s why having comprehensive plumbing electrical insurance is crucial for your business.
At Electrician Saver, we understand the unique challenges you face and offer tailored insurance solutions to protect you and your work.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength All insurance policies provided by Standard & Poor’s A rated insurers
Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Compare quotes from our panel of insurers & chose any optional covers you may need.
Choose the quote that’s right for you, activate your policy and view your certificates online.
Our basic electricians cover includes core protections like legal costs and accidental death. We also offer additional types of insurance cover like:
The integration of plumbing and electrical systems in modern homes and businesses has blurred the lines between traditional trade roles. As an electrician, you might find yourself working on:
This overlap increases the potential risks you face on the job. Without proper insurance, you could be liable for costly damages or injuries resulting from unforeseen incidents involving both electrical and plumbing systems.
* Total number of live policies as of 31/10/2025
Our comprehensive plumbing electrical insurance package includes:
Public liability insurance is essential for electricians who work on projects involving electrical and plumbing components. It protects you if a member of the public or a client makes a claim against you for injury or property damage caused by your work. For example:
According to UK law, you must have employers’ liability insurance if you employ staff. This includes on a casual or temporary basis. This cover protects your business if an employee becomes ill or injured due to their work. For electricians involved in plumbing-related projects, this could include:
Your tools and equipment are essential to your business, especially when working on complex projects involving electrical and plumbing systems. Our tools insurance covers the cost of replacing or repairing your equipment if it’s lost, stolen, or damaged. This includes:
For self-employed electricians or small business owners, your income depends on your ability to work. Personal accident insurance provides financial support if you’re unable to work due to an accident. This policy covers lost income and essential medical expenses.
Professional indemnity insurance covers you against claims of negligence or mistakes in your professional services. For electricians working on projects that involve electrical and plumbing elements, this could include:
While not legally required, having insurance that covers work on boilers and central heating systems is highly recommended. These systems involve electrical and plumbing components, increasing the potential risks. Our plumbing electrical insurance can be tailored to cover these specific areas of work.
Our plumbing electrical insurance provides broader coverage that takes into account the risks associated with working on integrated systems. It considers the potential for damage or injury related to electrical and plumbing components. This offers more comprehensive protection for electricians who frequently work on projects involving both elements.
Yes, our public liability insurance covers you for emergency callouts. This includes those where electrical issues are related to plumbing problems. You’ll be protected when responding to urgent situations involving integrated systems.
Unlike some home emergency or boiler cover policies, our insurance doesn’t typically impose age limits on the systems you work on. However, it’s important to always follow best practices and safety guidelines when working on older systems.
With Electrician Saver, you can get a quote and purchase your policy online in minutes. Your cover can start immediately. We’ll send your policy documents via email.
Electrician Saver offers specialised insurance for electricians handling electrical and plumbing tasks. Our policies cover unique risks like boiler installations and smart home setups. Our flexible, competitively priced policies provide comprehensive protection tailored to your needs.
With a quick online setup and a dedicated claims team, we make it easy to get insured and minimise downtime so you can focus on delivering quality work.
Ready to secure the best insurance for your electrical business that covers plumbing-related work? At Electrician Saver, we make getting a quote easy and fast. Our online platform allows you to receive a personalised quote within minutes so you can review your options and choose the policy that fits your needs.
Contact us today to learn more about how we can help you protect your business with tailored insurance coverage that encompasses electrical and plumbing-related risks.
