Business Contents Insurance
Protect your business contents from unexpected losses — available as an extension under all Tradesman Saver policies which automatically include:
- Public Liability
- Financial Loss
- Products Liability
- Legal Expenses
- Accidental Death
What is business contents insurance?
Working in the trade industry can be tough. You rely on your PCs and phones to conduct the day-to-day running of your business and keep everything running smoothly. But when these are stolen from your home address, it can make things difficult for you – not only does it affect your ability to keep things running efficiently and on schedule, but it causes unexpected costs that could really make a dent in your profits.
Business contents insurance is designed to cover items other than the tools and equipment that you use for your trade or profession; for example, PCs, desks, furniture, telephone systems etc. Tradesman Saver gives you wide, all risks cover for these necessary things. If the unexpected should happen and they were stolen, destroyed or damaged, then business contents insurance will protect you.
Why do you need business contents insurance?
You almost certainly rely on your items of business contents for the smooth running of your business but some people tend to overlook them when they think about their insurance and tend to focus more on other cover such as public liability and their tools and equipment. That’s why business contents insurance is so important. It’s designed to cover items other than your tools and equipment that you rely on for your trade or profession, including PCs, desks, furniture, photocopiers, telephone systems and more. This means that, should your business contents destroyed, damaged or stolen from your home, then your insurer will pay the costs of replacing your equipment, so you can keep your business ship-shape and your projects running on time.
Please note that business contents insurance is an optional cover that you can add to your policy.
Why Us?
Online & Anywhere
We like to keep things simple. Your quote, purchase & documents are all available online, anytime.
Instant Cover
No need to wait for your documents. You’re covered from the moment you purchase.
Added Protection
Public Liability, products liability, financial loss, legal expenses and accidental death cover as standard on every policy.
Monthly Instalments
Cashflow is important to every business. Spread the cost & pay in easy, monthly instalments.
Tradesman Saver’s Business Contents Cover
Our Business Contents cover includes:
- Up to £20,000 all risks cover
- Cover available in multiples of £5,000
- Contents covered at the premises in connection with your business
Our business contents insurance cover starts at £5,000 and can be increased in steps of £5,000 as necessary. Should you need higher limits of cover, give us a call on our helpline and we’ll be happy to arrange the cover that you need.
The cost of business contents insurance starts at less than £15 per year but the actual price will depend upon the amount of cover your choose and the area your premises are in. Cover is available as an optional extension to our Tradesman Saver public liability insurance policy.
All Tradesman Saver insurance policies include public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
What’s included with our Automatic Cover
- Products Liability Learn more »
- Public Liability Learn more »
- Financial Loss Learn more »
- Legal Expenses Learn more »
- Accidental Death Learn more »
Learn more about our Additional Cover Options
Business Contents Insurance
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Business Contents Insurance: Frequently Asked Questions
Why do I need business contents insurance?
Business contents insurance is an absolute necessity if you have furniture, PCs, phones, photocopiers and other business equipment that has been purchased for use in the day-to-day activities of your business. However, it is important to note, it does not cover your tools and equipment – these would need to be insured under the optional tools and equipment insurance cover.
Do I get business contents insurance automatically?
No, business contents insurance is not available as standard on our Tradesman Saver trade and professional insurance policies. However, it is available as an optional extra.
How much does business contents insurance cost?
Our business contents insurance cover starts at just £15.
Why do you need business contents insurance?
What would you do if your home office was destroyed by fire and you lost all your business equipment? Or perhaps your premises were broken into and all of your contents were stolen. Either way, without business contents insurance, you would be left to foot the bill which could be a strain on your business.
With business contents insurance from Tradesman Saver, you will be covered on an all risks basis for your business contents whilst at your premises. You can add business contents insurance to your Tradesman Saver policy for as little as £15 depending upon the level of cover you select and the location of your premises.
