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Tradesman Saver’s Roofers Liability Insurance Cover

Roofers liability insurance ensures those who erect and repair roof structures for a living aren’t adversely impacted financially by unexpected incidents such as injury or theft. Our superb roofers insurance packages here at Tradesman Saver include all the covers you require, including public liability insurance, products liability insurance and employer’s liability insurance. As a result, you can do what you do best without worrying that one accident will be terminal for your livelihood.

Why do you need roofers liability insurance?

As someone who constantly works from height, being a roofer is a riskier job than most. As such, the likelihood of you or your colleagues being in an accident is high in your profession. However, by obtaining a tailored roofers liability insurance policy, you can make life a lot easier and safer. Here at Tradesman Saver, we can secure you an affordable policy today — all you need to do is fill out our online form today.

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What’s included with our Automatic Cover

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How our roofers insurance works

1 Apply Online

Complete our simple quote form with basic details about your business

2 Get a Quote

Get an instant quote & choose any optional covers you may need

3 You’re insured!

Instantly activate your Tradesman Saver policy and view your certificates online

Understanding public liability insurance for roofers

When purchasing roofers insurance, you’ll come across a range of standard covers. But arguably the most common is ‘public liability cover’, and rightly so. The backbone of any insurance policy, it protects a business against injury to third parties or damage to their property. As such, it will cover you if you’re sued by your customers or members of the public for these reasons. Some of the scenarios it covers are:

  • Damage to a client’s car after dropping a tile from a roof.
  • Injury to a member of the public after they trip over your toolbox.
  • Damage to a customer’s roof due to a faulty fixing job.

Why do you need public liability insurance for roofers

Public liability insurance is important for two main reasons. The most obvious is that it safeguards your business against costly compensation claims and legal expenses due to injury or property damage caused on the job. Possessing this cover could be the difference between your company going bankrupt or staying afloat. 

Having public liability insurance is also important for attracting customers. Prospective clients are much more likely to work with you if you have comprehensive insurance policy, as this shows them that you take your safety seriously and are therefore trustworthy.

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How much does roofers insurance cost?

The price of roofers insurance is impacted by things like the type of properties you work on, how experienced you are and what your claims history is like. The type of cover you go for can also affect this.

Here at Tradesman Saver, our roofers insurance policy features a number of additional covers as standard, including legal expenses, financial loss and accidental death cover. This gives you some of the most comprehensive cover around that you’ll struggle to find elsewhere.

Chosen by over 5000 businesses and counting *

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the moment you purchase.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as at 31/03/2022
£50 from
me to you.

When a friend you refer takes out a new policy, we’ll give £25 to them, and £25 to you.

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Roofing Insurance: Frequently Asked Questions

Do you need insurance for torch down roofing?

If you use heat as part of your roofing work, then you’ll need specialist high-risk insurance. Heat includes the use of blow lamps, blow torches, welding or flame cutting equipment and vessels for heating bituminous compounds. Utilising angle grinders for cutting roof tiles would not be considered heat use.

At Tradesman Saver, we specialise in roofing insurance for slaters, tilers and general roofers who don’t use heat.  However, for those who do, you can get a quote from our business insurance website, Brisco Business, which specialises in insurance for high-risk trades.

How much roofers insurance do I require?

The amount of roofers insurance you need is impacted by things like how risky your jobs are, how big your contracts are, and how expensive your equipment is. We can help you work out how much is necessary if you’re unsure.

What information do I need to provide?

When obtaining a roofers insurance quote, you’ll need to provide basic information such as your name, address and the type of work you regularly undertake. Your provider will also ask about the size of your business, which involves divulging information regarding your annual turnover and how many employees you have.

*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax but excludes our admin charge. 19% of new customers paid less than £59 between 1st January 2021 and 28th February 2021. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2022 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register.
Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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Do you use heat in the course of your roofing work? Yes No