Insurance for gutter cleaners, at hard to beat rates
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Gutter cleaning is a vital service that helps maintain the integrity of buildings across the UK. However, this essential work comes with its own set of risks. At Cleaner Saver, we understand the unique challenges faced by gutter cleaning professionals and offer specialist insurance tailored to protect your business.
Our comprehensive gutter cleaning insurance provides peace of mind, ensuring you’re covered for a range of potential incidents, from accidental damage to property to personal injury claims. Don’t let unexpected events wash away your hard work – secure your business with Cleaner Saver’s expert insurance solutions.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength All insurance policies provided by Standard & Poor’s A rated insurers
Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Compare quotes from our panel of insurers & chose any optional covers you may need.
Choose the quote that’s right for you, activate your policy and view your certificates online.
Cleaner Saver’s gutter cleaning insurance is designed to provide comprehensive protection for your business. Our policies include:
Our gutter cleaning insurance includes public liability coverage, protecting you from claims made by third parties for injuries or property damage that occur during your gutter cleaning activities. This ensures your business is shielded against unforeseen incidents while working on-site.
If your business employs staff or uses labour-only sub-contractors, employers’ liability insurance is a legal requirement. This coverage protects you from claims if an employee is injured or becomes ill while working under your supervision.
We understand the importance of your tools and equipment. Our policy includes protection for your essential gutter cleaning gear, covering theft, loss, or damage so you can continue your work without disruption. Whether it’s an unexpected breakdown or equipment being stolen on the job, this coverage ensures you can quickly replace your tools and avoid costly delays.
Whilst not always relevant for gutter cleaners, all Cleaner Saver policies provide cover for damage to the property you are working on. That includes damage to items being cleaned or treated. This protects your business in case the cleaning process causes damage, offering an extra layer of security that many policies lack. Whether it’s accidental damage to a client’s property or unforeseen complications from the cleaning process, this coverage ensures you’re not left financially vulnerable.
Accidents can happen, and when they do, personal accident insurance provides financial support if you’re unable to work due to injury. This ensures you have the means to recover without added financial stress, covering lost income during your recovery period. Whether the injury happens on or off the job, this coverage helps you maintain financial stability so you can focus on healing without worrying about your business or personal expenses.
* Total number of live policies as of 31/10/2025
Operating a gutter cleaning business without the right insurance isn’t just risky – it can jeopardise your entire operation. Here’s why having proper coverage is essential for your business:
If your gutter cleaning business employs staff, you’re legally required to have employers liability insurance. This coverage ensures you meet legal obligations while protecting your business from potential employee claims.
Many clients expect proof of insurance before hiring you. Having the right coverage in place reassures them that you can handle any risks that arise. This helps you secure more jobs and build trust with your clients.
Operating without insurance exposes your business to serious financial risks. A single claim could result in significant costs, potentially leading to bankruptcy. Insurance protects your business from these devastating financial consequences.
Comprehensive insurance enhances your professional reputation. It demonstrates that your business operates responsibly and is prepared to handle any challenges, giving you a competitive edge in the industry.
Yes, specialist insurance for gutter cleaning is highly recommended. Standard business insurance policies may not cover the specific risks associated with working at height or potential damage to gutters and property. Our specialist liability insurance for gutter cleaners includes treatment risks and covers you for a range of potential claims.
Conservatory cleaning insurance covers risks specific to cleaning conservatories. This includes accidental damage to the glass, frames, or roof during cleaning. It also covers risks common to all types of cleaning work, such as slips, trips, and falls, damage to clients’ property, and injuries to third parties.
If you’re accused of damaging a customer’s property during gutter cleaning, our public liability insurance will cover legal costs and any compensation payable if you’re found to be at fault. This protection is crucial for maintaining your reputation and financial stability.
Yes, if your business has employees or uses labour-only sub-contractors, you are legally required to provide employers’ liability insurance. This applies to both full-time and part-time workers.
At Cleaner Saver, we understand that time is money. You can get a quote online in minutes and have your policy active the same day. Once you’ve received your quote and completed the purchase, we’ll email your policy documents immediately.
Yes, so long as your insurance policy comes to more than £125 annually. We offer flexible payment options, including monthly instalments via direct debit to help manage your cash flow.
In the event that you need to make a claim:
Remember, it’s crucial to notify us of any potential claims during the period of insurance or within 30 days after its expiry.
Cleaner Saver is a specialist insurance provider registered in the UK. Our mission is to provide comprehensive, affordable, and easy-to-manage insurance solutions for cleaning professionals across the UK.
We work with leading equipment suppliers and industry specialists to ensure our policies are always up-to-date and relevant to the needs of gutter cleaners and other cleaning professionals.
Protect your gutter cleaning business from claims made against you for injury or damage to property. Our insurance experts are ready to provide you with a tailored quote that meets your specific needs.
Don’t let a blocked gutter lead to a flood of problems for your business. Get a quote today and ensure your gutter cleaning services are fully protected.
From only£55per year 
From only£55per year 
From only£55per year 
From only£55per year 
From only£55per year 
