Catering Insurance

Your home insurance may well cover certain items you use as a caterer, but this is unlikely to extend outside your home. Home insurance also doesn’t cover you for public liability or employers’ liability for business activities, which you will need to safeguard your business against unexpected accidents.  Some home insurers offer an extension for customers working from home but this may not be sufficient for a catering business.

At Tradesman Saver we do not cover vendors like pop-up bars. If your catering company serves alcohol alongside your food provisions, you will be covered under our catering insurance policy. However, Tradesman Saver does not cover loss of licence under this policy.

For catering insurance with Tradesman Saver, you will need to provide basic information such as your name, address, and a few key details about your business. This includes the size of your operation and information about your annual turnover and employees. We will also need to know about any previous claims made against your business.

Potentially! It depends on the size and value of your catering insurance. All Tradesman Saver insurance policies cover you to work anywhere in the UK on a mobile basis so providing the limit of cover you have selected is sufficient for the event organiser, you will be covered.

The cost of your catering insurance policy depends on a variety of different factors. For example, the location of your premises, the size of your operation and even the type of equipment present in your property. If you’re a catering business, you can typically expect to pay more for your insurance than a smaller, independent caterer would.

Here at Tradesman Saver, we may be able to provide catering insurance for as little as £59 per year. So, if you’re looking for affordable, comprehensive catering insurance, don’t hesitate to get in touch with our experienced and supportive team today.

At Tradesman Saver, we can provide bespoke catering business cover which includes a range of different insurance policies, including business equipment insurance, public liability insurance, employers liability and any other relevant insurance policies.

If you run a mobile catering business, we can provide catering insurance to protect you, your business and your customers. With our mobile catering policy, you can be covered for public and product liability, employers’ liability, buildings and contents (if applicable). It is important to note that if you are a vehicle-based caterer, we will not be able to cover you. Our policies do not cover those trading from a mobile van.

Our mobile catering insurance is designed to protect mobile, event catering business against claims of food poisoning, physical injury, property damage, injuries due to hot food and more. Please contact us today to discuss your needs further and see if we can meet them.