Legal Expenses Insurance

Our legal expenses insurance is automatically activated from the moment you purchase your Tradesman Saver policy. This covers legal fees with an indemnity limit of £250,000. Legal expenses insurance covers the costs of protecting yourself legally. It does not provide protection should a client make a claim against you, this is covered by your public liability insurance.

But, as we don’t believe in offering stand-alone legal expenses insurance, our policy comes with four other automatic covers that offer just this. As part of this, you will receive products liability insurance, protecting you if any somebody sustains an injury from your products, as well as public liability insurance, which safeguards your business if you injure a customer or member of the public.  In addition, our standard policy insures you against financial losses inflicted on third parties and accidental death if you or any of your employees are killed.

To give your business the most comprehensive protection, you may want to take out some optional covers on top of our five-part automatic cover. For instance, our professional indemnity insurance protects you if somebody files a lawsuit against your company for a mistake it has made, such as offering poor financial advice or delivering substandard services. This provides you with up to £50,000 cover. You might also be interested in employers liability insurance, which is mandatory by law should you employ staff, or personal accident cover, which gives you financial support if you’re unable to work. 

Get a Quote

Legal expenses insurance covers the costs of defending your business in a legal case. As a sole trader or business owner, you could face unexpected legal hurdles, such as employee disputes or tax investigations, at any time, even if you’ve done nothing wrong. The expenses associated with this could wreak havoc on your company’s bottom line. But you needn’t worry, as Tradesman Saver can take care of any legal fees for you, such as lawyer and court expenses, witness costs, expert fees, and translation expenses.

Why do you need legal expenses insurance?

Regardless of how carefully you run your business, you may still require legal help at some point. The business world is fraught with dangers, and it’s easy to be caught out by the huge amount of legislation governing companies today, especially complicated tax laws. An in-house legal team is too expensive for many companies, which is why our commercial legal expenses insurance cover could be the safest, most cost-effective precaution. This protects you against all legal issues your company might face, including VAT appeals, property disputes, and compliance and regulatory matters, such as health and safety. With employment tribunals costing employers on average of £8,500, our legal expenses insurance means your business will never have to suffer because of costly cases. Click the button below to create a tailored legal expenses insurance quote.

Get a Quote