Insurance for woodworkers of all kinds, starting less than £55 per year
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Working with wood requires skill, precision, and the right protection for your business. Whether you’re crafting bespoke furniture, creating intricate carvings, or producing wooden fixtures for homes and businesses, woodworking comes with inherent risks that could threaten your livelihood.
At Carpenter Saver, we understand the unique challenges woodworkers face daily. From operating heavy machinery to handling sharp tools, from managing wood dust hazards to protecting valuable commissions, your craft demands specialised insurance coverage that truly understands your needs.
Our policies have been carefully designed by insurance experts who work exclusively with wood trades, ensuring you get precisely the protection you need without paying for coverage that doesn’t apply to your workshop or craft.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength All insurance policies provided by Standard & Poor’s A rated insurers
Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Compare quotes from our panel of insurers & chose any optional covers you may need.
Choose the quote that’s right for you, activate your policy and view your certificates online.
Our comprehensive woodworkers insurance policy provides multiple layers of protection tailored specifically for your craft:
The woodworking trade presents unique risks that generic business insurance simply doesn’t address adequately. Consider the variety of hazards you face: operating powerful machinery like table saws and lathes, exposure to wood dust and finishing chemicals, handling valuable timber and materials, and creating products that must remain safe throughout their lifetime. Each of these scenarios requires specific coverage that understands the nuances of woodworking.
Furthermore, many galleries, retailers, and commercial clients now require proof of adequate insurance before they’ll stock your work or commission pieces. Without proper coverage, you’re not just risking financial disaster. You’re actively limiting your business opportunities. Our specialist woodworkers insurance ensures you can confidently take on any project, knowing you’re fully protected.
Beyond our automatic covers, several optional protections can significantly benefit your woodworking business:
Insurance costs vary based on several factors, but our policies start from just £55 per year for sole traders. The final premium depends on your business size, turnover, whether you employ others, your workshop location, and the specific covers you require. Home-based woodworkers typically pay less than those with commercial premises, whilst businesses with employees will need to factor in employers’ liability costs.
To give you complete transparency, we provide instant online quotes that clearly show all costs upfront. There are no hidden fees or surprise charges. Just straightforward, affordable protection for your woodworking business.
Ready to protect your woodworking business with comprehensive insurance coverage? Get a quote today. It’s quick and simple – our online form takes just minutes to complete, and you’ll receive an instant quote tailored to your specific needs. With decades of experience insuring skilled wood trades, we understand the unique requirements of woodworkers and can help you build the perfect policy for your craft.
* Total number of live policies as of 31/10/2025
Whilst there’s significant overlap, woodworkers insurance is tailored to those who primarily work in workshop settings, creating furniture, crafts, and wooden products. Carpenters insurance typically focuses more on on-site construction and installation work. However, our policies can be customised to cover both aspects of wood-related trades, ensuring you’re protected whether you’re in the workshop or on-site.
Tools insurance covers your equipment, from hand tools to power tools and machinery that you use in your work. Contract works insurance, however, protects the actual project you’re working on, including materials you’ve purchased and work you’ve completed but not yet handed over. For example, if thieves steal your lathe from your workshop, that’s a tools insurance claim. If they steal the walnut timber you’ve bought for a client’s dining table, that’s a contract works claim.
Yes, public and products liability insurance is especially important when selling directly to the public. Craft fair organisers often require proof of public liability insurance before allowing you to trade. Even small wooden items can cause injury if they’re faulty, and having proper insurance protects both you and your customers. Many of our woodworker clients started at craft fairs before expanding their businesses.
From only£55per year 
From only£55per year 
From only£55per year 
From only£55per year 
From only£55per year 
