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Construction Insurance

Expert insurance policies for the construction industry for less than £59* per year

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You will be covered by Tradesman Saver’s construction liability insurance from the moment you pay for your policy, giving you cover with a maximum indemnity limit of £1 million, with optional increases to £2 million or £5 million if required.

Construction workers constantly battle with high-risk situations every day on the job, so ensuring your business is safeguarded from potential claims is an absolute must. While public liability insurance is key for those working in construction, contractors’ all risks insurance is actually one of the most important covers for your line of work.

Contractors’ all risks insurance includes a range of benefits, from covering all ongoing work on site to covering any hired-in plant or machinery. It could come in great help if, for instance, a fire elsewhere in the property damages your work, or any equipment is stolen from the site. Employer’s liability insurance is another legal requirement for any construction company which employs staff. It offers protection from your employees making a compensation claim against you for injury. For subcontractors, the rules are slightly different, but you will need to ensure that they have their own comprehensive cover in place.

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What’s included with our Automatic Cover

How our construction insurance works

Construction insurance isn’t actually one single policy, but the shorthand name for a series of covers under one umbrella. Together, they provide cover for construction workers in case of any accident or injury to you, your team, or any members of the public, as well as property damage both on and offsite. Taking out a construction liability insurance policy from Tradesman Saver gives you full cover across all necessary types of insurance. While they’re not legal requirements,  they are strongly recommended by the industry as a way to keep your company safe.

Why do you need constructors insurance?

Even the most seasoned professionals within the construction industry aren’t immune from potential danger. The possibility of accidental damage or injury to your team, or a member of the public, can be financially disastrous if you’re not covered by a comprehensive policy. Construction insurance offers peace of mind to workers and clients alike that, in the event of an unexpected accident or harm to people or property, anyone affected will be entitled to the compensation they deserve. Scroll down now to receive an instant free quote.

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Why Us?

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Instant Cover

No need to wait for your documents. Your insurance policy starts from the second you click “Purchase”.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Why is construction insurance important?

Regardless of your team’s level of expertise, accidents happen. If inadvertent damage or injury occurs as a result of something your workers have done—whether to another worker or a member of the public—you need to be certain that any legal fees or compensation you need to pay won’t put you out of pocket. Public liability insurance for the construction sector allows you to rest easy knowing that if the worst does happen, you’ll be covered, no matter the circumstances.

What does construction industry insurance cover?

Construction insurance relates to several different types of policies, all of which are essential if you are conducting this work on building sites or private properties. The most important to anyone working in construction is public liability insurance, which covers any harm which may befall people outside of your team onsite, or damage to the property itself. We also offer product liability insurance, which provides cover against any injuries suffered by members of the public from installations or improvements you have made to a construction project.

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A Few Construction Trades We Cover

*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax and our admin charge. 22% of new customers paid less than £59 between 1st January 2019 and 31st August 2019. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2021 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register
Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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