Public liability insurance for a painter & decorator for less than £55 per year
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Compare QuotesPainting and decorating isn’t just a job to you – it’s your livelihood. Regardless of whether you’re working solo, or own your own painting and decorating business, you need insurance that speaks to the risks involved in your trade. A generic business policy just isn’t the right fit for your business.
Here at Tradesman Saver, we know that finding the right insurance for your business can be tricky. With so many covers on offer, it can easily turn into being a bit of a headache. That’s why we’ve simplified our process. Our insurance policy is specifically tailored to the needs of your trade – all you have to do is choose the covers that are right for you with the help of our online quote form. That’s insurance, made simple.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength All insurance policies provided by Standard & Poor’s A rated insurers
Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Compare quotes from our panel of insurers & chose any optional covers you may need.
Choose the quote that’s right for you, activate your policy and view your certificates online.
Our standard cover is:
There are many insurance options which would benefit your painters & decorators business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s sideboard by dropping a full tin of paint on it while painting a ceiling.
Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.
Other relevant insurance policies for a painters & decorators business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as a painter & decorator and you can get your quote online in minutes.
* Total number of live policies as of 31/10/2025
Every painter & decorator need insurance to protect them in the event of disaster. You may think it won’t happen to you but if it does, our expert insurance will help you in your hour of need. Below are two very good examples of where our insurance can save you:
You’re on a job decorating a client’s living room. But as you’re painting, you accidentally knock a can of paint over and it spills on the floor, ruining your client’s bespoke carpet. They decide to seek compensation from you for the damage. This is where you’ll be glad of your public liability insurance – your insurer will cover the costs of the damage, so you can get back to doing what you do best.
You’re on a job on a construction site, decorating a new apartment block. Unfortunately, the electrician on site has made an error in the wiring and the apartment block catches fire, ruining your work. This is where your contractor’s all risks insurance can come in useful – it’ll pay to have the work repaired or re-done, so you don’t end up footing the bill from your own pocket. Remember to add on cover for contract works during the quote process to benefit from this cover.
From only£55per year 
From only£55per year 
From only£75per year 
From only£55per year 
From only£55per year 
