What is car valeters insurance?
Working as a car valeter, you know accidents can happen when you least expect them. Although not the riskiest of businesses, all it takes is a single accident to leave your business in financial ruin. Unless you have the proper insurance in place to protect you from such eventualities, you’ll end up having to pay any compensation from your own pocket. But don’t be fooled into thinking a generic business insurance policy will cut it – your needs are different than other trades and other businesses, which means you more than anyone need tailored insurance built around your trade.
Why do you need car valeters insurance?
Here at Tradesman Saver, we’re here to help. We’ve worked with many businesses like yours over the years and, with their help, we’ve designed an insurance policy specifically to meet the needs of your trade. Just click on over to our online quote form, tailor your policy to suit your specific needs, and get the insurance you need, right when you need it most. It couldn’t be simpler.
Please note, your car valeter’s insurance will not cover you for any damage sustained to a client’s vehicle.
Online & Anywhere
We like to keep things simple. Your quote, purchase and documents are all available online, anytime.
No need to wait for your documents. Our tradesman cover starts from the moment you purchase.
Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.
Tradesman Saver’s Public Liability Cover For Car Valeters
Our standard cover is:
- Up to £5 million cover for public and products liability
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
There are many insurance options which would benefit your car valeters business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.
Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.
Other relevant insurance policies for a car valeters business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as a car valeter and you can get your quote online in minutes.
Car Valeter’s Public Liability Insurance
As a car valeter, your work day is already full of stress. Whether it’s the stress of running your business or stress from any number of the daily tasks you have to perform to keep your business going from strength to strength, the last thing you want stressing you out is trying to get insurance. But with a myriad of insurance terms floating about the ether, you can often wind up more confused than you were in the first place. But don’t fret – there’s only one insurance term you really need to know about, and that’s public liability insurance. Think of public liability insurance as the bread and butter of your insurance sandwich. It’s designed to protect you from claims resulting from injury to third parties or their property, and it comes into effect whether your claim is from a client or member of the public. It can protect you from a whole range of accidents and mishaps, including a client or member of the public tripping over your equipment or cleaning supplies, and is a truly vital insurance cover for those looking to protect their business.
Keeping You Safe From Whatever Life Throws Your Way
Running a car valeting business doesn’t seem like it would be the most dangerous occupation, but even the lowest risk careers can cause accidents that can run your business in for a big compensation claim. No matter how careful you are, sometimes this just go wrong – and when they do, you want to know you’re protected. Here are just a few situations where your insurance could really save you in a crisis:
An unfortunate breakage
You’re cleaning a client’s car, giving it the full works treatment. But, unfortunately, as you’re clearing out the back seat to give the car a thorough hoovering, you accidentally drop your client’s laptop and it breaks. Your client then claims compensation for the damage to their property. This is where your public liability insurance comes in useful – it’ll cover the costs of the damage to their property, so you can carry on doing what you do best.
A chemical accident
You’re working with one of your employees, cleaning a client’s car. But as your employee is applying the cleaning chemicals to the outside of the car, they suffer severe chemical burns, due to not having the correct safety gloves to keep their hands protected. They decide to seek compensation from you for their injury. Employer’s liability insurance is your greatest ally in this situation – through it, your insurer will cover the costs of the claim for you, so you can continue to focus on running your business.
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