If you employ anyone to work for your removal business, you need employer’s liability insurance by law. You aren’t legally obliged to have other cover in place, but that doesn’t mean you should skimp on additional measures. Quality public liability insurance, for example, could save your business from making costly compensation payments. It’s also important to note that many clients won’t trust you, and will refuse to work with you if you don’t have a solid furniture removal insurance policy in place.