Insurance for PAT testers, starting from less than £55 per year
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Compare QuotesElectricians who specialise in Portable Appliance Testing (PAT) play a crucial role in ensuring the safety of electrical equipment in workplaces across the UK. However, with this responsibility comes potential risks.
That’s where PAT testing insurance from Electrician Saver comes in.
We provide coverage tailored to your unique need, ensuring that you and your PAT testing business are fully protected.
Save on your insurance Customers are always telling us how much they saved by switching
Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength All insurance policies provided by Standard & Poor’s A rated insurers
Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Compare quotes from our panel of insurers & chose any optional covers you may need.
Choose the quote that’s right for you, activate your policy and view your certificates online.
Our basic electricians cover includes core protections like legal costs and accidental death. We also offer additional types of insurance cover like:
PAT testing is an essential service that helps maintain electrical safety in various environments. However, even the most skilled professionals can face unexpected challenges. Here’s why insurance is crucial for PAT testers:
* Total number of live policies as of 31/10/2025
At Electrician Saver, we offer a range of insurance options tailored to PAT testers’ needs:
Public liability insurance is essential for PAT testers. It covers you if a client or member of the public suffers injury or property damage due to your work. For instance, you accidentally damage expensive equipment during testing or someone trips over your equipment. Public liability insurance will cover legal fees and compensation.
Professional indemnity insurance protects you against claims of professional negligence. For PAT testers, this could include scenarios such as:
This coverage is particularly important as it protects your professional reputation and finances.
If you employ staff, even on a temporary or part-time basis, employers’ liability insurance is a legal requirement in the UK. It covers claims from employees who may become ill or injured due to their work. For PAT testing businesses, this could include:
Your PAT testing equipment is vital to your business. Our tools cover protects your valuable equipment against theft, loss, or damage. This includes:
Self-employed PAT testers’ income depends on their ability to work. Personal accident insurance provides financial support if you’re unable to work due to an accident. It covers loss of income and potential medical expenses.
The cost of your PAT testing insurance will depend on several factors:
At Electrician Saver, we strive to offer competitive rates for comprehensive cover. Get a quote online in minutes to see how affordable protecting your PAT testing business can be.
PAT testing insurance isn’t a legal requirement. However, it’s highly recommended. Many clients, especially in commercial and industrial sectors, require proof of insurance before you can undertake work on their premises. If you employee staff however, Employers Liability insurance is compulsory.
Without insurance, you’d be personally liable for any damages or injuries caused by your work. This could result in significant financial loss, potentially jeopardising your business and personal assets.
Standard policies typically don’t cover subcontractors. If you regularly use subcontractors, inform us so we can adjust your policy accordingly.
Yes, we offer insurance policies suitable for both full-time and part-time PAT testers. The cost may vary based on your work volume and other factors.
Electrician Saver specialises in insurance for electrical professionals, including PAT testers. Here’s why we’re the ideal choice:
Don’t leave your PAT testing business vulnerable to potential risks. With Electrician Saver’s insurance policies, you can focus on providing top-quality PAT testing services with complete peace of mind.
Get a quote online now and secure your business with insurance that truly understands the needs of PAT testers.
