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Builders Insurance

Public liability insurance for builders, starting at less than £59* per year

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When you’re on the hunt for builder’s insurance, the first thing you’re likely to consider is public liability insurance, which is the core part of any home builders insurance policy. Simply put, it covers any claims made against you by third parties, or their property, for any injury or damage caused as a result of your business activities. This makes it a fundamental cover for any builder.

Our standard cover includes all of our five automatic covers. This protects against incidents such as flood damage from nailing through a pipe, accidentally damaging a neighbour’s wall while working on a property, or a member of the public tripping over your cables, rubble or supplies on site or on public footpaths. Products liability insurance protects you from any claims arising out of a product you’ve sold or supplied. It will also help cover any incurred legal expenses that result from an accident.

There are also other forms of liability insurance worth considering. For instance, employers’ liability insurance is a legal requirement if you employ anyone; professional indemnity insurance covers you for claims of professional negligence; and tool and equipment insurance might be worth considering for your particular building business.

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What’s included with our Automatic Cover

How our builders insurance works

Builders liability insurance gives companies the right cover to protect their business. The elite builders insurance packages from Tradesman Saver contain everything you could possibly need, including covers such as public liability insurance and even free legal expenses insurance. This ensures that, no matter what happens, your business is protected for any accidents which occur onsite and off.

Why do you need builders insurance?

Even though we’re an insurance company, we know that working as a builder can be pretty taxing at times. Whether you’re a sole trader or run a band of builders, working onsite or managing a construction empire remotely, new issues are always popping up. On top of balancing invoices, ordering in supplies and managing your accounts, you sometimes have to contend with the unfortunate reality of an accident affecting you or your staff whilst on the job. Applying for a tailored home builders insurance policy can make your life a great deal easier, not to mention safer, and we keep the cost of our home builders insurance low because peace of mind shouldn’t break the bank. To build a unique builders insurance quote to suit your needs, fill out our online form for insurance that works as hard as you do.

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Why Us?

Online & Anywhere

We like to keep things simple. Your quote, purchase & documents are all available online, anytime.

Instant Cover

No need to wait for your documents. You’re covered from the moment you purchase.

Added Protection

Public Liability, products liability, financial legal expenses and accidental death cover as standard.

Monthly Instalments

Cashflow is important to every business. Spread the cost & pay in easy, monthly instalments.

What does builders insurance cover?

Home builders insurance isn’t one single thing. Instead, our cover spans across a number of key insurance policies, which we package under this wider label. At Tradesman Saver, we include products and public liability, financial loss, accidental death and legal expenses cover as standard in all of our builders insurance policies. We also provide optional cover for employers liability, protection for tools and equipment, personal accident, professional indemnity and contractors all risks.

How long does builders insurance last?

The majority of builders liability insurance policies are taken out on a twelve-month basis, and can be renewed annually. Customers will be able to make a claim for any damages or injuries at any point, though, as long as they can prove that their policy was valid at the time of the incident in question.

What information do I need to provide for builders insurance?

You will need to provide basic details such as your name, address and what kind of work you are engaged in. An insurer will also want to know the size of your operation, so you will be required to supply details of your annual turnover and how many people you have working for you. Insurers will also ask for details of any previous claims so it’s always worth having these to hand.

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A Few Building Trades We Cover

*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax and our admin charge. 22% of new customers paid less than £59 between 1st January 2019 and 31st August 2019. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2021 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register
Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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