security guard insurance

Security Guard Insurance

Security guard insurance with public liability cover

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As a security guard, you should think about taking out multiple policies to cover your work, including public liability insurance. Although your job is to protect others from harm, accidents are always possible, whether it’s at a danger to yourself or someone else. Public liability insurance protects you if your work happens to damage a client’s property or you cause harm to a client or member of the public. Any claims made against you can cost a small fortune, potentially putting your company in financial peril. But by having public liability insurance, you won’t be responsible for paying any of the expenses involved. 

Cover is available up to £5 million for public and products liability.


To ensure you receive the best possible cover for the most affordable price, you’ll find everything you may possibly need in your policy, including: 


    • Public & Products Liability up to £5 million
    • Employers Liability at £10 million
    • Contractors All Risks Insurance which provides cover for 
      • Contract Works
      • Owned Plant
      • Hired-in Plant
      • Employees’ Tools
    • Essential Legal Expenses at £100,000
security guard insurance

What is security guard insurance?

Whether you’re self-employed, work with a team of security guards, or run your own business, being a security guard can be dangerous, which is why having a good insurance policy is crucial. As a security guard for any property, insurance covers the risks involved. This includes any physical and mental injuries you sustain, such as wounds and post-traumatic stress disorder. With a security guard insurance policy, you can rest assured knowing you and your business are safe from the cost of any damages.

Why do you need security guard insurance?

There is a high level of responsibility and risk associated with working as a security guard. You are trusted to protect public and private properties, businesses, and individuals from theft, vandalism, fire and any other harmful activities, all of which can put you in dangerous situations. Asides from protecting others, you need to protect yourself too, which is why having the right insurance policy in place is so vital, as this covers the cost of any accidents or injuries which may occur. This includes damage to property or any injury sustained to yourself or a member of the public. By having security guard insurance, you can do your job safely and confidently.  You should take out a policy before starting any jobs in order to guarantee immediate coverage. 

security guard insurance

How our security guard insurance works

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Do security guards need insurance?

Insurance is a must if you are a security guard, as the risks that come with the job shouldn’t be ignored. Without insurance, you risk your own safety and ultimately the livelihood of your business in the event of a claim.

How much is security guard insurance?

The annual cost of your security guard insurance depends on what kind of security industry you work in and the level of risk involved. Having the relevant insurance can cover any extra costs, such as legal fees and compensation. In the long run, having the right policy is more cost-effective than the risk of not having any insurance and dealing with a client making a claim against you.

Can security guards work independently?

Security guards can register as self-employed and don’t necessarily need to work for someone else. But if this is the case, you will need security guard insurance to protect yourself and others, and ensure you’re covered against accidents or harmful incidents which may happen during the workplace.

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