Plumbing Contractors Insurance

Tradesman Saver’s Public Liability Cover For Plumbing Contractors

Our standard cover is:

• £1 million cover for public and products liability (with an option to increase to £2 million or £5 million)
• £10,000 cover for any financial loss (£50K cover optional)
• Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As a plumbing contractor, public liability may be the most important cover as it protects you against claims made by clients and members of the public. If you accidentally cause damage to personal property or are responsible for an injury, this policy will cover you for any compensation you may owe. This can often be very costly, sometimes costing up to tens of thousands which could leave you unable to continue trading. At Tradesman Saver, we automatically include public liability cover as part of our plumbing contractors insurance policy, so you don’t need to worry about it. 

If you’re operating as a business with employees, by law you must purchase employer’s liability insurance, which we offer as an optional cover. This protects you against any injuries or illness your staff sustain while on the job, which could lead to a compensation claim. On top of this, it covers you financially if a member of your team can’t work during their recovery which could damage your profits.

At Tradesman Saver, we offer a range of optional policies suited for every type of contractor. If you’re self employed, for instance, you may want to take out a short term income protection policy, which covers you financially if you suffer an injury that leaves you unable to complete your work. This allows you to continue paying your bills and means you aren’t left struggling to make ends meet while recovering. We also suggest being covered under a contractors all risk policy, which includes cover for contract works. This policy protects you against the cost of any repairs that need to be made onsite, or if you need to redo the work you completed due to issues out of your control, such as theft, fire, or vandalism.

What is plumbing contractors insurance?

As a plumbing contractor, you need the right insurance to financially protect you and your business against any accidents, injuries, or claims made by clients against you. For example, if you accidentally cause injury to a client or damage their property, you could end up owing compensation. This can get costly, especially if it becomes a legal issue. Having the right insurance policy means you’ll be protected against paying the entire bill.

Why do you need plumbing contractors insurance?

Working as a plumber brings with it many health and safety risks, such as the risk that you can cause injury to yourself, clients, or members of the public. This can leave you having to pay damages, which could cost up to tens of thousands. If you have the right coverage, you can rest easy knowing that you won’t have to pay out of your own pocket, which could cost you your business.