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Plumbing Contractors Insurance

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Tradesman Saver’s Public Liability Cover For Plumbing Contractors


Our standard cover is:

  • Up to £5 million cover for public and products liability
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As a plumbing contractor, public liability may be the most important cover as it protects you against claims made by clients and members of the public. If you accidentally cause damage to personal property or are responsible for an injury, this policy will cover you for any compensation you may owe. This can often be very costly, sometimes costing up to tens of thousands which could leave you unable to continue trading. At Tradesman Saver, we automatically include public liability cover as part of our plumbing contractors insurance policy, so you don’t need to worry about it. 

If you’re operating as a business with employees, you must legally carry employer’s liability insurance, which we offer as an optional policy. This protects you against any injuries your staff sustain while on the job, which could lead to a compensation claim. On top of this, it covers you financially if a member of your team can’t work during their recovery which could damage your profits.

At Tradesman Saver, we offer a range of optional policies suited for every type of contractor. If you’re self employed, for instance, you may want to take out a short term income protection policy, which covers you financially if you suffer an injury that leaves you unable to complete your work. This allows you to continue paying your bills and means you aren’t left struggling to make ends meet while recovering. We also suggest being covered under a contractors all risk policy, which includes cover for contract works. This policy protects you against the cost of any repairs that need to be made onsite, or if you need to redo the work you completed due to issues out of your control, such as theft, fire, or vandalism.

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What’s included with our Automatic Cover

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How our plumbing contractors insurance works

1 Apply Online

Complete our simple quote form with basic details about your business

2 Get a Quote

Get an instant quote & choose any optional covers you may need

3 You’re insured!

Instantly activate your Tradesman Saver policy and view your certificates online

What is plumbing contractors insurance?

As a plumbing contractor, you need the right insurance to financially protect you and your business against any accidents, injuries, or claims made by clients against you. For example, if you accidentally cause injury to a client or damage their property, you could end up owing compensation. This can get costly, especially if it becomes a legal issue. Having the right insurance policy means you’ll be protected against paying the entire bill.

Why do you need plumbing contractors insurance?

Working as a plumber brings with it some health and safety risks, as well as the risk that you can cause injury to yourself, clients, or members of the public. This can leave you having to pay damages, which could cost up to tens of thousands. If you have the right coverage, you can rest easy knowing that you won’t have to pay out of your own pocket, which could cost you your business.

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Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the moment you purchase.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as at 31/03/2022
£50 from
me to you.

When a friend you refer takes out a new policy, we’ll give £25 to them, and £25 to you.

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*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax but excludes our admin charge. 19% of new customers paid less than £59 between 1st January 2021 and 28th February 2021. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2022 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register.
Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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