Damp Proofing Contractors Insurance

Tradesman Saver’s Damp Proofing Contractors Insurance

Our standard cover is:

• £1 million cover for public and products liability (with an option to increase to £2 million or £5 million)
• £10,000 cover for any financial loss (£50K cover optional)
• Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

Tradesman Saver’s damp proofing contractors insurance offers cover for public liability, protecting you in the event a member of the public or your client sustains an injury directly due to you completing your work. If, for example, someone trips on your tools and files a claim against your business, your insurance policy will cover any financial loss and legal expenses.

Damp proofing contractors should consider a few optional insurance policies we offer, for added security against any accidents. If you employ a team as part of your business, you legally must have employer’s liability insurance, protecting you and your business against any injuries sustained by your team and the financial consequences it may have. We also recommend taking out a short term income protection policy, especially if you work alone. This covers you against any financial difficulties you may face should you fall sick, and don’t have the luxury of sick pay to fall back on. If you need any specific tools to complete your work, we suggest taking advantage of our tools and equipment insurance policy, which offers protection against accidental damage and theft. Get in touch with our expert team today to begin crafting the insurance package that works for you.

What is damp proofing contractors insurance?

As a damp proofing contractor, you may work in a variety of locations, including residential and commercial properties for the public and private sectors. Landlords and homeowners may contact you in emergencies at the first signs of rising or penetrating damp, and you could find legal action being taken against you over the work you’ve completed, or for any accidents or injuries sustained by you or your clients. Our dedicated insurance package for damp proofing contractors protects you and your business against these legal cases.

Why do you need damp proofing contractors insurance?

Damp proofing requires specific tools and materials, which can get costly and be dangerous when members of the public or your clients to be around. Having the right insurance policy protects you and your business from any accidents or injuries to you or your clients. The right insurance will also protect your tools against damage or theft, which is crucial when you need specialist equipment, and means you won’t have the worry of paying out of your own pocket.