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Furniture Repair & Restoration Insurance

Liability insurance for a furniture repairer & restorer-less than £55 per year

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Excellent 4.7 out of 5

Tradesman Saver’s Public Liability Cover For Furniture Repair & Restoration


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million or £5 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

There are many insurance options which would benefit your furniture repair & restoration business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s laptop by knocking it off the coffee table.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a furniture repair & restoration business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as a furniture repairer & restorer and you can get your quote online in minutes.

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Why choose Tradesman Saver furniture repair & restoration insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

All insurance policies provided by Standard & Poor’s A rated insurers

Defaqto 5 Star rated

Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our furniture repair & restoration insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get quotes

Compare quotes from our panel of insurers & chose any optional covers you may need.

3 You’re insured!

Choose the quote that’s right for you, activate your policy and view your certificates online.

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What is furniture repair & restoration insurance?

Repairing and restoring furniture isn’t just a job to you – it’s your livelihood. You rely on your business to pay your bills and keep everything running smoothly. You can’t afford for an accident to happen; you need to protect this business that you’ve built with your own two hands.  Furniture repairers insurance will provide all the cover you need to keep your business running smoothly should the worst happen.

Why do you need furniture repair & restoration insurance?

That’s where we come in. At Tradesman Saver, we understand that when you’ve worked hard to build something, that makes it something worth protecting. That’s why we’ve put together an insurance policy that’s specific to your trade, to ensure you get all the cover you need, when you need it most.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

What can happen to a furniture repairer or restorer?

However careful you are when restoring or repairing furniture for a customer, accidents can happen.  When disaster strikes, you need the protection of a good quality insurance policy and that is where we can help!  Check out a couple of real life examples:

Smashed Vase

You’re repairing a dining table at a client’s house, but as you get up to grab a tool, you accidentally knock over an antique vase on a sideboard. The client decides to chase you for compensation for the damage to their property. This is exactly the sort of situation that your public liability insurance was designed to protect you against – with it, your insurer will cover the costs of the compensation for you, leaving you free to focus on the task at hand.

Missing Tools

You’ve been on a job restoring a cabinet for a client and you’ve just loaded your tools into your van. You leave your van unattended for a few minutes to collect payment from the client, but when you return, you find it has been broken into and your tools have been stolen. Your tools & equipment insurance is there for exactly this reason – it’ll cover the costs of replacing your tools for you, so you can resume your business activities as soon as possible.

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