What is property maintenance insurance?
Working in the field of property maintenance is always busy. There’s always something new that needs to be done and you’re relied upon for your service. But that also means there are risks you face on a daily basis that you need protection from, so you need insurance to safeguard the life of your business.
Why do you need property maintenance insurance?
Fortunately, you’ve come to the right place. Tradesman Saver has been working with businesses like yours for the past decade, and we’ve used our time to design a policy specific to your needs. Customise your policy with our online quote form and get the cover you need, when you need it.
How our property maintenance insurance works
Complete our simple quote form with basic details about your business
Get a Quote
Get an instant quote & choose any optional covers you may need
Instantly activate your Tradesman Saver policy and view your certificates online
Tradesman Saver’s Public Liability Cover For Property Maintenance
Our standard cover is:
- Up to £5 million cover for public and products liability
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
There are many insurance options which would benefit your property maintenance business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.
Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.
Other relevant insurance policies for a property maintenance business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as a property maintainer and you can get your quote online in minutes.
Chosen by over 5000 businesses and counting *
Online & Anywhere
We like to keep things simple. Your quote, purchase and documents are all available online, anytime.
Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.
No need to wait for your documents. Our tradesman cover starts from the moment you purchase.
Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
Property Maintenance Insurance to the rescue!
So you think you don’t need insurance? Think again! See below an example of where our specialist insurance can help in your hour of need:
Damaged Fence – Compensation Claim
You’re cleaning out the gutters on a client’s property and you leave your ladder propped up against their house. You go round to your van to fetch something, but when you return, you discover the ladder has fallen over and broken down the back garden fence. The client then chases you for compensation for the damage to their fence. In this case, public liability is your best friend – it’ll pay the costs of the damage for you, so you can focus on the smooth running of your business