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Property Maintenance Insurance

Insurance for a property maintenance business for less than £67* per year

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What is property maintenance insurance?

Working in the field of property maintenance is always busy. There’s always something new that needs to be done and you’re relied upon for your service. But that also means there are risks you face on a daily basis that you need protection from, so you need insurance to safeguard the life of your business.

Why do you need property maintenance insurance?

Fortunately, you’ve come to the right place. Tradesman Saver has been working with businesses like yours for the past decade, and we’ve used our time to design a policy specific to your needs. Customise your policy with our online quote form and get the cover you need, when you need it.

What’s included with our Automatic Cover

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How our property maintenance insurance works

1 Apply Online

Complete our simple quote form with basic details about your business

2 Get a Quote

Get an instant quote & choose any optional covers you may need

3 You’re insured!

Instantly activate your Tradesman Saver policy and view your certificates online

Tradesman Saver’s Public Liability Cover For Property Maintenance


Our standard cover is:

  • Up to £5 million cover for public and products liability
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

There are many insurance options which would benefit your property maintenance business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a property maintenance business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as a property maintainer and you can get your quote online in minutes.

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Chosen by over 5000 businesses and counting *

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the moment you purchase.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as at 31/03/2022
£50 from
me to you.

When a friend you refer takes out a new policy, we’ll give £25 to them, and £25 to you.

Refer a friend

Property Maintenance Insurance to the rescue!

So you think you don’t need insurance?  Think again!  See below an example of where our specialist insurance can help in your hour of need:

Damaged Fence – Compensation Claim

You’re cleaning out the gutters on a client’s property and you leave your ladder propped up against their house. You go round to your van to fetch something, but when you return, you discover the ladder has fallen over and broken down the back garden fence. The client then chases you for compensation for the damage to their fence. In this case, public liability is your best friend – it’ll pay the costs of the damage for you, so you can focus on the smooth running of your business

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*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax but excludes our admin charge. 19% of new customers paid less than £59 between 1st January 2021 and 28th February 2021. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2022 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register.
Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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