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Shop Fitters Insurance

Public liability insurance for a shop fitter starting at less than £54* per year

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What is shop fitters insurance?

Owning your own business is hard – with the endless piles of paperwork, taxes and long hours, it’s more than a full time job. But when you also work in your company as a shop fitter, that’s more like a full-time-and-a-half job! With so many variables to consider on every job you go on, the one thing you’re always desperate for is peace of mind, which can be tough to find in the industry you work in. With accidents waiting around every corner, getting any shred of it feels almost impossible.

Why do you need shop fitters insurance?

Fortunately, here at Tradesman Saver, we have the answer. We’ve been working with businesses like yours in the industry for over a decade and we understand exactly what you need from your insurance policy. Our policy has been carefully curated around the requirements of your trade, ensuring you get all the protection you need, in one place. Customise your policy with our online quote form and get that peace of mind you’ve been longing for.

How our shop fitters insurance works

1 Apply Online

Complete our simple quote form with basic details about your business

2 Get a quote

Get an instant quote & choose any optional covers you may need

3 You’re insured!

Instantly activate your Tradesman Saver policy and view your certificates online

Tradesman Saver’s Public Liability Cover For Shop Fitters

Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million or £ million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

There are many insurance options which would benefit your shop fitters business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s shopfront with some shelving you are carrying into the store.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a shop fitters business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as a shop fitter and you can get your quote online in minutes.

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Chosen by over 5000 businesses and counting *

  • Online & Anywhere

    Online & Anywhere

    We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

  • Monthly Instalments

    Monthly Instalments

    Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

  • Instant Cover

    Instant Cover

    No need to wait for your documents. Our tradesman cover starts from the date you select.

  • Added protection

    Added Protection

    Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/01/2024

The Right Protection For Your Shop Fitting Business

When it comes to getting insurance, it can feel a little like you’re wading through treacle. There’s insurance terms floating around everywhere and all you really want to know is exactly what you need to suit your business, and the kinds of situations it will cover. To give you a clearer idea of some of the things different covers will cover you for, take a look below, where you’ll find some claims examples that relate to your specific business:


That falling feeling

You’re working on a job, fitting out a newsagent shop, with your employee. Your employee is up on a ladder installing some shelving, but unfortunately the ladder you’ve taken with you is unstable and your employee falls off, badly injuring themselves. They decide to seek compensation against you for their injury. This is where your employer’s liability insurance comes in handy – it’ll cover the costs of the compensation for you, so you can get back to work as quick as flash.

The problem with cables

You’re working on a job fitting out a clothing store. You’re using a drill to drill some holes for the shelving to attach to the wall, but as you’ve laid the drill to rest while you attach the shelves to the wall, your client fails to see the cable and trips over, sustaining a significant injury. They choose to make a compensation claim against you for their injury. Your public liability insurance comes in handy here – through it, your insurer will cover the costs of the claim, so you can continue doing what you do best.

Similar Trades We Cover

*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax but excludes our admin charge. 13% of new customers paid less than £54 between 1st January 2024 and 30th January 2024. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2024 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check our financial services registration status on the Financial Services register.
Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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