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Shop Fitters Insurance

Public liability insurance for a shop fitter starting at less than £55 per year

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Excellent 4.7 out of 5

What is shop fitters insurance?

Owning your own business is hard – with the endless piles of paperwork, taxes and long hours, it’s more than a full time job. But when you also work in your company as a shop fitter, that’s more like a full-time-and-a-half job! With so many variables to consider on every job you go on, the one thing you’re always desperate for is peace of mind, which can be tough to find in the industry you work in. With accidents waiting around every corner, getting any shred of it feels almost impossible.

Why do you need shop fitters insurance?

Fortunately, here at Tradesman Saver, we have the answer. We’ve been working with businesses like yours in the industry for over a decade and we understand exactly what you need from your insurance policy. Our policy has been carefully curated around the requirements of your trade, ensuring you get all the protection you need, in one place. Customise your policy with our online quote form and get that peace of mind you’ve been longing for.

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Why choose Tradesman Saver shop fitters insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

All insurance policies provided by Standard & Poor’s A rated insurers

Defaqto 5 Star rated

Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our shop fitters insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get quotes

Compare quotes from our panel of insurers & chose any optional covers you may need.

3 You’re insured!

Choose the quote that’s right for you, activate your policy and view your certificates online.

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Tradesman Saver’s Public Liability Cover For Shop Fitters


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million or £ million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

There are many insurance options which would benefit your shop fitters business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s shopfront with some shelving you are carrying into the store.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a shop fitters business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as a shop fitter and you can get your quote online in minutes.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

The Right Protection For Your Shop Fitting Business

When it comes to getting insurance, it can feel a little like you’re wading through treacle. There’s insurance terms floating around everywhere and all you really want to know is exactly what you need to suit your business, and the kinds of situations it will cover. To give you a clearer idea of some of the things different covers will cover you for, take a look below, where you’ll find some claims examples that relate to your specific business:

That falling feeling

You’re working on a job, fitting out a newsagent shop, with your employee. Your employee is up on a ladder installing some shelving, but unfortunately the ladder you’ve taken with you is unstable and your employee falls off, badly injuring themselves. They decide to seek compensation against you for their injury. This is where your employer’s liability insurance comes in handy – it’ll cover the costs of the compensation for you, so you can get back to work as quick as flash.

The problem with cables

You’re working on a job fitting out a clothing store. You’re using a drill to drill some holes for the shelving to attach to the wall, but as you’ve laid the drill to rest while you attach the shelves to the wall, your client fails to see the cable and trips over, sustaining a significant injury. They choose to make a compensation claim against you for their injury. Your public liability insurance comes in handy here – through it, your insurer will cover the costs of the claim, so you can continue doing what you do best.

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