Furniture Installers Insurance

Tradesman Saver’s Public Liability Cover For Furniture Installers

Our standard cover is:

• £1 million cover for public and products liability (with an option to increase to £2 million or £5 million)
• £10,000 cover for any financial loss (£50K cover optional)
• Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

Installing furniture makes you responsible for one of your customer’s most expensive possessions, so it’s essential you have insurance in place. Just one accident could damage the furniture itself or other property. For example, you could rip the fabric of a sofa after dropping it or scratch a wall when moving it around the house. These damages could be expensive to remedy and result in the customer seeking compensation from your business.

Why public liability insurance is essential

Fortunately, public liability insurance protects your furniture business in scenarios like these, and it also covers you if a client or member of the public is injured because of your work. Claims of this nature can be extremely costly, but public liability cover ensures you aren’t responsible for paying any of the resulting expenses. You can buy this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Why you need other covers too

Working as a furniture installer can be risky for you and your staff. It’s easy for somebody to get hurt on the job by, for example, dropping a sofa on their hand or straining a muscle while carrying something heavy. If you employ any staff, you must by law have employer’s liability insurance. With our employer’s liability, you are covered should an employee claim for any harm sustained while working. Our personal accident insurance ensures your business isn’t harmed financially if you or a member of staff is unable to work due to injury. Other useful covers to consider include tool insurance to protect your all-important equipment and professional indemnity insurance in case somebody claims against you for a mistake your business has made.

Here at Tradesman Saver, our experienced team is on hand to recommend the coverage you’ll benefit from as a furniture installer. Get in touch to receive a tailor-made insurance package that’s right for you.