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Kitchen Cleaning Insurance

Insurance for kitchen cleaners, starting from less than £55 per year

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Excellent 4.7 out of 5

Cleaner Saver’s Kitchen Cleaning Insurance


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

In a fast-paced commercial kitchen, accidents can happen in the blink of an eye. That’s why kitchen cleaning insurance is essential for protecting your business. At Cleaner Saver, we understand the unique challenges faced by kitchen cleaning professionals and offer tailored insurance solutions to keep you covered.

What Types of Kitchen Cleaners Do We Insure?

At Cleaner Saver, we provide insurance for a wide range of kitchen cleaning professionals, including:

  • Commercial kitchen cleaners
  • Duct cleaning specialists
  • Kitchen extraction cleaning contractors
  • Self-employed kitchen cleaners
  • Cleaning businesses specialising in commercial kitchens

Whether you’re a sole trader or run a large cleaning company, we have the right insurance solution for you.

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Why choose Cleaner Saver kitchen cleaning insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

All insurance policies provided by Standard & Poor’s A rated insurers

Defaqto 5 Star rated

Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our kitchen cleaning insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get quotes

Compare quotes from our panel of insurers & chose any optional covers you may need.

3 You’re insured!

Choose the quote that’s right for you, activate your policy and view your certificates online.

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What Does Our Kitchen Cleaning Insurance Cover?

 

Our comprehensive kitchen cleaning insurance is designed to protect you from a wide range of potential risks. Here’s what you can expect:

Public Liability Insurance

Public liability insurance is a crucial component of any cleaning business insurance policy. It covers you if a member of the public or a client makes a claim against you for injury or property damage resulting from your cleaning activities. For kitchen cleaners, this could include:

  • Slip and fall accidents due to wet floors
  • Damage to expensive kitchen equipment during the cleaning process
  • Allergic reactions caused by cleaning products

With Cleaner Saver, you’ll have peace of mind knowing you’re protected against these potential risks.

Employers’ Liability Insurance

If you employ staff, even on a casual basis, employers’ liability insurance is a legal requirement in the UK. This type of insurance covers claims made by employees who may be injured or become ill as a result of their work. For kitchen cleaning businesses, this could include:

  • Burns from cleaning chemicals
  • Injuries from lifting heavy equipment
  • Respiratory issues from prolonged exposure to cleaning fumes

Our employers’ liability insurance provides £10 million cover as standard, ensuring you meet your legal obligations and protect your team.

Product Liability Insurance

When working in environments where food is prepared, using cleaning products carries its own set of risks. Product liability insurance covers you if a client claims that the cleaning chemicals you use caused contamination or damage to their products. For kitchen cleaning businesses, this could include scenarios where residues from cleaning solutions affect food quality or safety, potentially leading to claims of illness or product loss. Having product liability insurance ensures that your business is protected from such claims.

Equipment Insurance

For kitchen cleaning professionals, your tools are essential to getting the job done efficiently and to a high standard. Equipment insurance ensures that the tools you rely on every day—whether it’s industrial-strength cleaning machines or specialised kitchen sanitation equipment—are protected. This coverage compensates you for repair or replacement costs in case your equipment is lost, damaged, or stolen.

Legal Expenses Cover

In the event of a legal dispute, whether it’s over a contract disagreement or a liability claim, legal expenses coverage can be a financial lifesaver. This policy helps cover the cost of legal representation, court fees, and settlement costs if you find yourself facing a legal challenge related to your kitchen cleaning business.

Personal Accident Cover

Accidents can happen, even to the most experienced kitchen cleaners. Personal accident cover ensures that if you or any of your employees suffer a serious injury while at work, financial compensation is available. This policy provides lump sum payments or ongoing support for:

  • Medical expenses
  • Lost income
  • Rehabilitation costs

For kitchen cleaners, injuries like chemical burns, slips, or cuts from sharp objects are a real possibility, making personal accident cover an essential shield for both self-employed cleaners and those with a team of workers.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

How Much Does Kitchen Cleaning Insurance Cost?

The price you pay for your kitchen cleaning insurance will depend on several factors, including:

  • The size of your business
  • Your annual turnover
  • The number of employees you have
  • The types of cleaning services you offer
  • Your claims history

At Cleaner Saver, we believe in transparent pricing. You only pay for what you need, and we offer flexible payment options to suit your budget.

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FAQs

Kitchen Cleaning Insurance FAQs

While commercial cleaning insurance provides general cover for cleaning businesses, kitchen cleaning insurance is tailored to the specific risks associated with working in commercial kitchens. This includes cover for damage to expensive kitchen equipment and potential liabilities related to food safety.

Yes, our policies typically cover damage to property worked upon, which is particularly important for kitchen cleaners who work with valuable equipment and surfaces.

Yes, our product liability cover protects you against claims arising from the use of your cleaning products.

While duct cleaning is covered under our standard kitchen cleaning insurance, you may need additional cover depending on the extent of your duct cleaning activities. Contact us for a personalised assessment.

With Cleaner Saver, you can get a quote online in minutes and have your policy in place the same day. We understand that in the cleaning industry, you often need to be ready to work at short notice.

Why Choose Cleaner Saver for Your Kitchen Cleaning Insurance?

Cleaner Saver is a specialist insurer. We focus exclusively on insurance for cleaners, allowing us to offer unparalleled expertise in the cleaning industry. Our tailored policies are flexible and can be customised to meet the unique needs of your business, ensuring you get the right coverage for your specific risks.

At Cleaner Saver, we also prioritise affordability, offering competitive pricing without compromising on the level of cover. Our UK-based team is committed to delivering excellent customer service and is ready to assist with any questions or concerns you may have. Plus, with our quick and easy online quote process, you can get a personalised quote in just minutes.

Ready to Protect Your Kitchen Cleaning Business?

Shield your company from unexpected risks with the right insurance coverage tailored specifically to your needs. Get your personalised kitchen cleaning insurance quote today and experience the confidence that comes with knowing you’re fully covered against potential liabilities and accidents. Don’t wait, secure your business’s future now and focus on what you do best without worry.

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