Insurance for hard floor cleaners, starting from less than £55 per year
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Professionals in the cleaning industry understand the importance of maintaining gleaming, spotless hard floors. But have you considered the risks associated with your specialist cleaning services? Hard floor cleaning insurance from Cleaner Saver provides the comprehensive cover you need to protect your livelihood and give you peace of mind.
Our hard floor cleaning insurance covers all types of hard flooring, including:
Whether you’re working on residential or commercial properties, our policy covers you for all aspects of hard floor cleaning and maintenance.
Complete our simple quote form with basic details about your business.
Compare quotes from our panel of insurers & chose any optional covers you may need.
Choose the quote that’s right for you, activate your policy and view your certificates online.
Our tailored insurance policies for hard floor cleaning professionals include:
Public liability insurance is crucial for any cleaning business. It protects you if you’re accused of damaging whatever you’re cleaning or causing injury to a third party. For hard floor cleaners, this is particularly important due to the high-value nature of many flooring types you work with, such as natural stone, terrazzo, vinyl, and wood.
Our public liability insurance covers legal fees and compensation if you’re found liable for damage or injury during your cleaning process.
If you employ anyone in your cleaning business, even on a casual or temporary basis, employers’ liability insurance is a legal requirement in the UK. This coverage protects you from claims if an employee is injured or becomes ill while working under your supervision.
A treatment risk extension is crucial for hard floor cleaning professionals. Many insurers exclude damage caused by the cleaning process itself, but our policy covers you for:
Without this extension, you could be liable for costly repairs or replacements if something goes wrong during your specialist cleaning work.
Your tools and equipment are vital to your business, and our insurance ensures they’re protected. Whether through theft, accidental damage, or loss, our tools and equipment cover guarantees you won’t be left unable to work if something happens to your cleaning gear. From floor scrubbers to polishing machines, you can continue your operations without disruption, knowing your essential tools are protected.
Accidents on the job can happen when working with heavy equipment or harsh cleaning chemicals. Our personal accident insurance provides financial support if you’re injured and unable to work. This coverage helps cover lost income during your recovery, ensuring your financial stability while you focus on getting back on your feet. Whether the accident occurs while cleaning or outside of work, you’re covered.
* Total number of live policies as of 31/10/2025
Cleaner Saver is a specialist insurance provider that focuses exclusively on the cleaning industry, so we understand the unique risks and challenges you face. Our comprehensive coverage is specifically designed to protect against the hazards associated with hard floor cleaning, offering flexible options whether you’re self-employed or managing a larger team.
With competitive pricing, you’ll get the protection you need at a price that fits your business. Plus, our expert support team is always available to assist with any questions or claims, ensuring you’re never left without guidance.
Yes, we can include carpet and upholstery cleaning in your policy. Our comprehensive cleaning insurance covers a wide range of cleaning services.
Our treatment risk extension covers damage caused by cleaning solutions, including new products. However, it’s important to follow manufacturer guidelines and industry best practices.
Yes, our policies can be tailored to include deep cleaning and restoration work on hard floors. This includes processes like stripping, sealing, and polishing.
Yes, our public liability insurance would cover any costs associated with accidentally activating fire alarms or sprinkler systems during your cleaning work.
If you use subcontractors, it’s important to inform us so we can ensure your policy provides appropriate cover. In many cases, you’ll need to confirm they have their own insurance.
Don’t let an accident or mishap floor your business. With Cleaner Saver’s specialist hard floor cleaning insurance, you can work with confidence, knowing you’re protected against the unique risks of your profession. From high-footfall commercial properties to delicate stone floors in private homes, our insurance has you covered.
Get a quote today and join the many cleaning professionals who trust Cleaner Saver to protect their business.
From only£55per year 
From only£55per year 
