Domestic Cleaners Insurance

Cleaner Saver’s Domestic Cleaners Insurance

Our standard cover is:

• £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
• £10,000 cover for any financial loss (£50K cover optional)
• Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

Are you a self-employed cleaner, or do you run a cleaning business focused on domestic properties? Cleaner Saver offers tailored insurance cover for cleaners and cleaning companies in the domestic cleaning sector.

Our specialist insurance is designed to cover the unique risks associated with working in clients’ homes. We’ll ensure you’re protected against potential claims and unexpected incidents, giving you peace of mind as you carry out your cleaning work.

Why Do Domestic Cleaners Need Insurance?

As a domestic cleaner, you work in other people’s homes, handling their possessions and using cleaning chemicals. This exposes you to various risks, including accidental damage to property, injury to members of the public, or even claims arising from the use of cleaning products.

Having the right insurance coverage is crucial, whether you’re a sole trader or run a commercial cleaning company also specialising in domestic cleaning. Without it, you could be liable for costly legal fees and compensation payments, putting your business at risk.

What Is Domestic Cleaners Insurance?

Domestic cleaners insurance is a specialised type of insurance cover designed specifically for cleaners and cleaning companies that work in residential settings. This insurance helps protect your business from various risks associated with cleaning work in private homes.

It typically includes essential elements such as public and product liability insurance and employers’ liability cover (if you have employees).

What Types of Domestic Cleaners Do We Insure?

We provide insurance for a wide range of cleaning professionals working in domestic settings, including:

• Self-employed house cleaners
• Carpet cleaners
• Upholstery cleaners
• Window cleaners
• Large domestic cleaning companies

What Type of Insurance Do We Offer Domestic Cleaners?

At Cleaner Saver, we understand that every cleaning business is unique. That’s why we offer a range of automatic covers and optional extras to ensure you get the right insurance for your specific business requirements.

Automatic Covers

Our standard cleaning insurance cover for domestic cleaners includes:

• Public Liability Insurance: Up to £1 million cover for claims made by third parties for injuries or property damage caused by your cleaning activities. If needed, you can increase this to £2 million, £5 million or £10 million.
• Products Liability Insurance: Protects you if a cleaning product you use causes harm or damage.
• Accidental Death Cover: Provides a lump sum payment to your family if you pass away due to an accident while working.
• Financial Loss Cover: £10,000 cover for any monetary losses a client suffers as a result of your cleaning services.
• Legal Expenses Cover: Helps with legal costs if you need to defend yourself against certain types of claims.

These automatic covers provide a solid foundation for your business insurance, protecting against common risks and liabilities.

Optional Covers

Depending on your specific needs as a domestic cleaner, you can add these optional covers:

• Employers’ Liability Insurance: This is a legal requirement if you employ staff, even on a casual basis. It protects you against claims made by employees for work-related injuries or illnesses.
• Contractors All Risks: Protects you against unforeseen events during cleaning projects.
• Professional Indemnity Insurance: Protects you against claims of professional negligence or bad advice.
• Short-Term Income Protection: Covers you if you can’t work temporarily due to a medical condition.
• Tools and Equipment Insurance: Protects your cleaning equipment against theft, loss, or damage.
• Business Contents Insurance: Covers any business-related contents. It will protect your cleaning chemicals, supplies, and office equipment against loss or damage.
• Personal Accident Insurance: Provides financial support if you’re unable to work due to an accident.

Why Choose Cleaner Saver’s Cover for Your Business?

Cleaner Saver specialises in providing insurance for cleaners and cleaning companies. Here’s why we’re the best choice for your insurance:

• Specialist Knowledge: We understand the unique risks faced by domestic cleaners.
• Flexible Cover: Our policies can be tailored to your specific needs.
• Competitive Pricing: We offer affordable rates without compromising on cover.
• Easy Process: Get a quote and buy your policy online in minutes.
• Excellent Customer Service: Our team of insurance experts is always ready to help.

Whether you’re a self-employed cleaner or run a larger operation, we have the right cover for you.

Get a Quote for Your Domestic Cleaners Insurance Today

Don’t leave your business vulnerable. Get the protection you need with Cleaner Saver’s domestic cleaners insurance. Get a quote online today and ensure your cleaning business is protected for whatever comes your way.