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Cleaning Chemicals Insurance

Insurance for cleaners using industrial chemicals, starting from less than £55 per year

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Excellent 4.7 out of 5

Cleaner Saver’s Cleaning Chemicals Insurance


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

Are you a cleaner or cleaning company owner in the UK who works with cleaning chemicals? Protect yourself and your business with comprehensive cleaning chemicals insurance from Cleaner Saver.

Our tailored insurance solutions provide the coverage you need to protect against the unique risks associated with handling and using cleaning products.

Who needs cleaning chemicals insurance?

Whether you’re a self-employed cleaner, cleaning contractor, or run a cleaning business, if you work with cleaning chemicals, you need insurance. This includes:

  • Domestic cleaners
  • Commercial cleaners
  • Window cleaners
  • Carpet cleaners
  • Office cleaners
  • Cleaning companies of all sizes
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Why choose Cleaner Saver cleaning chemicals insurance ?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

All insurance policies provided by Standard & Poor’s A rated insurers

Defaqto 5 Star rated

Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our cleaning chemicals insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get quotes

Compare quotes from our panel of insurers & chose any optional covers you may need.

3 You’re insured!

Choose the quote that’s right for you, activate your policy and view your certificates online.

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Why do cleaners need cleaning chemicals insurance?

Cleaning chemicals are essential tools for many cleaning professionals, but they also pose potential risks. From accidental spills to allergic reactions, using cleaning products can lead to unexpected incidents. Cleaning chemicals insurance helps protect your business from financial losses due to claims related to the use of these products.

How much does cleaning chemicals insurance cost?

The price you pay will depend on various factors, including:

  • The size of your cleaning business
  • The types of cleaning jobs you undertake
  • The cleaning products you use
  • Your claims history
  • The level of cover you choose

Get a quote from Cleaner Saver to find out how affordable comprehensive coverage can be for your cleaning business.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

What does cleaning chemicals insurance cover?

When you’re in the business of cleaning, especially with the use of chemicals, having comprehensive insurance is crucial. Our cleaning insurance policies are designed to protect you from various risks that may arise in your line of work. Here’s what these policies typically cover:

Public liability insurance

Public liability insurance is key to any cleaning business’s risk management strategy. It provides coverage for third-party injury or damage claims as a result of your cleaning chemicals. For example:

  • A member of the public accidentally slips on a floor that was recently treated with your cleaning products
  • A chemical spill causes damage to a client’s property

Public liability insurance will help cover the costs associated with these incidents. This ensures your business can handle such situations without bearing the entire financial burden.

Product liability insurance

Product liability insurance is essential for businesses that use or sell cleaning chemicals. This coverage protects you against claims that may arise if someone is injured or their property is damaged due to the cleaning products you provide or utilise in your services. For instance:

  • A cleaning agent causes an allergic reaction
  • A cleaning chemical damages surfaces in a client’s home

Product liability insurance would help cover the costs of any resulting claims. This type of cleaner insurance is particularly important for businesses that supply cleaning products as part of their cleaning contract. It provides a safety net against potential lawsuits.

Tool and equipment insurance

Cleaning often requires specialised tools and machines. Using chemicals can pose risks to this equipment. Equipment insurance covers the cost of repairing or replacing your cleaning equipment if it is damaged due to chemical spills, reactions, or other accidents. For example:

  • A vacuum was damaged by a corrosive substance
  • A specialised floor polisher needs repair after a chemical mishap

This coverage ensures that your business can continue operating smoothly without significant financial setbacks.

Employers’ liability insurance

Legally, you must have employers’ liability insurance if you employ staff. It doesn’t matter if it’s casual or contract employees. This insurance covers the cost of compensation claims if an employee is injured or becomes ill due to their work.

For example, a worker suffers from respiratory issues due to prolonged exposure to cleaning chemicals. Employers’ liability insurance would cover the costs associated with their medical treatment and any resulting claims. This coverage is essential for protecting your business from the financial impact of workplace injuries or illnesses. It ensures you can meet your obligations as an employer.

Legal protection insurance

If you’re accused of causing damage to property or injuring someone due to using cleaning chemicals, legal protection insurance can be invaluable. This coverage helps pay for legal fees, court costs, and any settlements or judgments arising from such accusations.

For example, a client claims their expensive carpet was ruined by a cleaning solution you used. Legal protection insurance would help cover the costs of defending your business in court and any potential damages awarded. This type of insurance provides peace of mind, knowing that your business is protected against the financial strain of legal disputes.

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FAQs

Cleaning Chemicals Insurance FAQs

Our cleaning chemicals insurance applies to a wide range of products commonly used in the cleaning industry, including:

  • All-purpose cleaning products
  • Disinfectants
  • Degreasers
  • Glass cleaning products
  • Floor cleaning and polishing products
  • Carpet cleaning solutions
  • Bathroom and kitchen cleaning products
  • Speciality cleaning products

While it’s not a legal requirement for most cleaners, public liability insurance can help protect your business from potentially devastating financial losses. However, if you employ anyone in your cleaning company or agency, employers’ liability insurance is legally required.

Public liability insurance can help if you’re accused of damaging whatever you’re cleaning or injuring a member of the public due to your use of cleaning chemicals. For example, if a client slips on a wet floor where you’ve used cleaning products, public liability insurance can cover the cost of legal fees and compensation.

Yes, cleaning chemicals insurance is just as important for sole traders and self-employed cleaners as it is for larger cleaning operations. In fact, it may be even more crucial, as you would be left to deal with any claims personally without the financial backing of a larger company.

Getting a quote is easy with Cleaner Saver. Simply visit our website and fill out our online form with details about your business. We’ll provide you with a tailored quote based on your specific needs and business requirements.

Absolutely! As your business grows, your insurance needs may change. Cleaner Saver offers flexible policies that can be adjusted to meet your evolving requirements. Whether you’re expanding your services, hiring employees, or investing in new equipment, we can help you get the cover you need.

If you need to make a claim on your cleaning chemicals insurance policy:

  1. Contact Cleaner Saver as soon as possible
  2. Provide all relevant details about the incident
  3. Follow our guidance on next steps
  4. We’ll work with you to process your claim quickly and efficiently

Why choose Cleaner Saver for your cleaning business insurance needs?

Cleaner Saver is a specialist insurer for cleaners and cleaning businesses. We understand the unique risks associated with using cleaning chemicals. Therefore, we’ve designed our policies to provide comprehensive coverage tailored to your needs. With Cleaner Saver, you can:

  • Get insurance that’s specific to your cleaning activities
  • Choose from flexible coverage options
  • Enjoy competitive pricing
  • Benefit from our expertise in the cleaning industry
  • Receive excellent customer support

Get your quote today

Don’t let the risks associated with cleaning chemicals threaten your business. Protect yourself with Cleaner Saver’s comprehensive cleaning business insurance. Get a quote today and ensure your cleaning company is covered for whatever comes your way.

Remember, the right insurance protects more than just your business – it gives you the confidence to focus on providing excellent cleaning services to your customers.

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