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School Cleaning Insurance

Insurance for school cleaners, starting from less than £55 per year

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Excellent 4.7 out of 5

Cleaner Saver’s School Cleaning Insurance


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

School cleaning is a vital service that ensures a safe and healthy learning environment for students and staff. It involves a range of tasks, from daily maintenance to deep cleaning during school holidays, each with its own set of risks and challenges. School cleaners need to be prepared for various scenarios, from handling potentially hazardous cleaning chemicals to working at heights when cleaning windows or light fixtures.

At Cleaner Saver, we understand the unique needs of school cleaning professionals. Our tailored insurance solutions are designed to provide comprehensive coverage for the specific risks associated with cleaning educational facilities. With over 35 years of experience in the insurance industry, we offer expert guidance and flexible policies that can be customised to suit your individual business requirements. Whether you’re a solo operator or manage a team of cleaners, our school cleaning insurance gives you the peace of mind to focus on delivering top-notch cleaning services to educational institutions across the UK.

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Why choose Cleaner Saver school cleaning insurance ?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

All insurance policies provided by Standard & Poor’s A rated insurers

Defaqto 5 Star rated

Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our school cleaning insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get quotes

Compare quotes from our panel of insurers & chose any optional covers you may need.

3 You’re insured!

Choose the quote that’s right for you, activate your policy and view your certificates online.

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Why is specialist insurance crucial for school cleaners?

 

School cleaning comes with a unique set of challenges and risks that general insurance policies may not adequately cover. Here’s why specialist insurance is essential for school cleaners:

  1. Diverse working environments: Schools encompass various spaces, from classrooms and corridors to laboratories and gymnasiums. Each area presents distinct cleaning challenges and potential hazards.
  2. Handling of chemicals: School cleaners often work with strong cleaning agents and disinfectants, which can pose risks to both the cleaner and the school environment if mishandled.
  3. Equipment operation: The use of specialised cleaning equipment, such as floor buffers or pressure washers, carries inherent risks of damage or injury.
  4. Working outside regular hours: School cleaning often occurs when students and staff are not present, which can present unique security and safety considerations.
  5. Responsibility for valuable property: Schools house expensive equipment, from computers to scientific apparatus, which cleaners must work around and could potentially damage.
  6. Heightened duty of care: Given that the primary users of schools are children, there’s an increased responsibility to ensure all cleaning practices are safe and leave no residual hazards.

By choosing specialist insurance, school cleaners can ensure they’re protected against these specific risks, allowing them to work with confidence and security.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

What does Cleaner Saver’s school cleaning insurance cover?

Our comprehensive school cleaning insurance package is designed to address the specific needs of professionals in this sector. Here’s an overview of the key coverages we offer:

Public Liability Insurance

Public liability insurance is a fundamental component of any cleaning business’s insurance portfolio. For school cleaners, it provides protection against claims made by third parties for injury or property damage resulting from your cleaning activities. Our policies offer coverage starting from £1 million, with options to increase up to £5 million to meet the requirements of larger contracts or high-risk environments.

Employers’ Liability Insurance

If you employ staff, even on a casual or part-time basis, employers’ liability insurance is a legal requirement in the UK. This coverage protects your business if an employee becomes ill or injured due to their work. Given the physical nature of cleaning work and the potential exposure to chemicals, this insurance is particularly important for school cleaning businesses. Cleaner Saver provides £10 million employers’ liability cover as standard, ensuring you’re fully compliant with UK regulations.

Tools and Equipment Insurance

Your cleaning equipment is essential to your business operations. Our tools insurance covers the cost of repairing or replacing your equipment if it’s lost, stolen, or damaged. This includes:

  • Vacuum cleaners and floor polishers
  • Pressure washers and steam cleaners
  • Ladders and scaffolding for high-level cleaning
  • Personal protective equipment (PPE)

Personal Accident Insurance

As a self-employed cleaner or small business owner, your income depends on your ability to work. Personal accident insurance provides financial support if you’re unable to work due to an accident. This cover can help with loss of income and medical expenses, ensuring your business can continue to operate even if you’re temporarily out of action.

Product Liability Insurance

Product liability insurance is crucial for school cleaners who use or supply cleaning products. This coverage protects you if a product you’ve used or supplied causes injury or damage. For example, if a student has an allergic reaction to a cleaning product residue or if a chemical damages school property, this insurance would cover the associated costs.

Legal Expenses Insurance

Legal expenses insurance is available as a separate policy to help cover the costs of legal disputes that may arise in the course of your business. This can include employment disputes, contract issues, or tax investigations.

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FAQs

School Cleaning Insurance FAQs

The cost of your school cleaning insurance will depend on several factors unique to your business. These include:

  • Your annual turnover
  • The number of employees you have
  • The level of cover you require
  • Your claims history
  • The types of schools you clean (primary, secondary, colleges)
  • The cleaning services you provide

At Cleaner Saver, we strive to offer competitive rates for comprehensive cover. Our policies start from £54* per year, with the option for monthly instalments if your annual premium exceeds £125. To get an accurate quote tailored to your specific needs, we recommend using our online quote system or speaking directly with one of our insurance experts.

Yes, even if you clean schools on a part-time basis, it’s important to have appropriate insurance coverage. The risks associated with cleaning schools exist regardless of how many hours you work, and having insurance protects you from potential financial losses due to accidents or claims.

Absolutely. At Cleaner Saver, we understand that your business needs may change over time. You can adjust your coverage at any point during your policy term. Simply contact our customer service team, and they’ll guide you through the process of modifying your policy.

Yes, our policies cover you for cleaning activities conducted during and outside of school hours. However, it’s important to adhere to all safety protocols and guidelines set by the school, especially when working in the presence of students and staff.

If you need to make a claim, the process is straightforward. Contact our claims team as soon as possible after the incident. They will guide you through the necessary steps and documentation required to process your claim efficiently.

While public liability insurance isn’t legally required, it’s highly recommended for all cleaning businesses. However, if you employ staff, employers’ liability insurance is a legal requirement in the UK.

Why choose Cleaner Saver for your school cleaning insurance?

Selecting the right insurance provider is crucial for ensuring your business is adequately protected. Here’s why Cleaner Saver stands out as the ideal choice for school cleaning professionals:

  1. Specialist expertise: With over three decades of experience in the cleaning industry, we understand the unique challenges and risks faced by school cleaners.
  2. Tailored policies: Our insurance packages are specifically designed for cleaning professionals, ensuring you get the exact coverage you need without paying for unnecessary extras.
  3. Competitive pricing: We offer comprehensive coverage at competitive rates, ensuring you get value for money without compromising on protection.
  4. Flexible coverage options: Whether you’re a solo operator or manage a team of cleaners, we can tailor our policies to suit your specific needs.
  5. Instant cover: Get insured quickly and easily with our online quote system, allowing you to secure coverage and start working immediately.
  6. Dedicated support: Our UK-based team is always on hand to answer your questions and guide you through the claims process if needed.
  7. Financial stability: We work with some of the UK’s most reputable insurers, ensuring your policy is backed by financial strength and reliability.

Secure Your School Cleaning Business Today

Don’t leave your school cleaning business exposed to unnecessary risks. With Cleaner Saver’s tailored insurance solutions, you can focus on providing top-quality cleaning services to educational institutions, knowing that you’re protected against the unique challenges of your profession.

Get a quote today and join the thousands of cleaning professionals who trust Cleaner Saver to safeguard their businesses. Our expert team is ready to help you find the perfect insurance package for your school cleaning business, ensuring you have the protection you need at a price you can afford.

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