Insurance for cleaners working as sole traders, starting from less than £55 per year
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Are you a sole trader in the cleaning industry looking for comprehensive insurance coverage? As an independent cleaner, you face unique risks and challenges in your day-to-day work. From potential property damage to accidents on the job, having the right insurance is crucial to protect your business and livelihood.
Cleaner Saver specialises in providing tailored insurance solutions for sole trader cleaners across the UK. With over 40 years of experience in the industry, we understand the specific needs of independent cleaning professionals. Our range of insurance products is designed to offer you peace of mind, allowing you to focus on what you do best – delivering top-notch cleaning services to your clients.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength All insurance policies provided by Standard & Poor’s A rated insurers
Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Compare quotes from our panel of insurers & chose any optional covers you may need.
Choose the quote that’s right for you, activate your policy and view your certificates online.
As a sole trader in the cleaning industry, you might wonder if insurance is really necessary. The truth is, operating without proper coverage can leave you vulnerable to significant financial risks. Here’s why insurance is essential for your cleaning business:
* Total number of live policies as of 31/10/2025
At Cleaner Saver, we’ve crafted a comprehensive insurance package tailored to the needs of sole trader cleaners. Our policies are flexible, allowing you to choose the coverage that best suits your specific requirements. Here’s an overview of what our sole trader cleaning insurance typically includes:
Public liability insurance is the backbone of any sole trader cleaner’s insurance policy. It protects you if a member of the public or a client makes a claim against you for injury or property damage caused by your work. Our coverage starts from £1 million and can be increased up to £5 million to meet the requirements of larger contracts.
For example, if you accidentally knock over and break an expensive vase while cleaning a client’s home, or if a client slips on a wet floor you’ve just mopped, public liability insurance would cover the costs of any resulting claims.
Your cleaning equipment is essential to your business. Tools insurance covers the cost of repairing or replacing your equipment if it’s lost, stolen, or damaged. This includes:
As a sole trader, your income depends on your ability to work. Personal accident insurance provides financial support if you’re unable to work due to an accident. This cover can help with:
Product liability insurance is crucial if you use or supply cleaning products as part of your services. It protects you if a client suffers injury or property damage due to a product you’ve used or supplied. For instance, if a client has an allergic reaction to a cleaning product you’ve used, or if a product causes unexpected damage to a surface, this insurance would cover the associated costs.
While not included as standard, legal expenses insurance is available as a separate policy. This cover can be invaluable if you face legal disputes related to your business, helping with costs such as:
The cost of your insurance policy will depend on several factors unique to your business. These include:
At Cleaner Saver, we strive to offer competitive rates without compromising on the quality of coverage. Our policies start from less than £54* per year, with the option for monthly instalments available for policies costing over £125 annually.
To get an accurate quote tailored to your specific needs, we recommend using our online quote system or speaking directly with one of our insurance experts.
While public liability insurance isn’t a legal requirement, it’s highly recommended to protect your business. However, if you employ anyone, even on a casual basis, employers’ liability insurance becomes a legal necessity.
Absolutely! We understand that your business needs may change over time. You can adjust your coverage at any time by contacting our team. We recommend reviewing your policy annually to ensure it still meets your needs.
If you need to make a claim, simply contact our dedicated claims team. We’ll guide you through the process step-by-step and work directly with the insurers on your behalf.
Yes, our policies are designed to cover you wherever you work within the UK. However, if you’re planning to work internationally, please contact us to discuss additional coverage options.
Certainly! We offer insurance solutions for new businesses as well as established cleaning companies. Starting your business with the right insurance coverage is a smart move that can protect you from day one.
Cleaner Saver stands out as the preferred choice for sole trader cleaners seeking comprehensive insurance coverage. Here’s why:
Don’t let uncertainty hold your cleaning business back. With Cleaner Saver’s sole trader cleaning insurance, you can focus on delivering exceptional service to your clients, knowing you’re protected against the unexpected.
Get your personalised quote today and join the thousands of sole trader cleaners who trust Cleaner Saver for their insurance needs.
From only£55per year 
From only£55per year 
From only£55per year 
From only£55per year 
From only£55per year 
