Insurance for cleaning agencies, starting from less than £55 per year
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Running a cleaning agency comes with unique risks and responsibilities. You might manage a team of domestic cleaners or oversee large-scale commercial cleaning operations. Regardless of your setup, the right insurance is crucial to protect your business, employees, and clients.
Cleaner Saver specialises in providing tailored insurance solutions for cleaning agencies of all sizes across the UK. Our comprehensive policies are designed to protect your business against the specific challenges faced by cleaning professionals.
Cleaning agencies typically have multiple cleaners working across various locations. This increases the potential for accidents, property damage, or injuries. Cleaner insurance provides a safety net to cover costs associated with claims made by clients, employees, or third parties.
For instance, if a cleaner accidentally damages a client’s property or someone gets injured while on the job, the agency could be held liable. Without insurance, these incidents could lead to significant financial losses.
Additionally, having the right coverage enhances the agency’s credibility and professionalism. It reassures clients that they’re dealing with a responsible and reliable business.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength All insurance policies provided by Standard & Poor’s A rated insurers
Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Compare quotes from our panel of insurers & chose any optional covers you may need.
Choose the quote that’s right for you, activate your policy and view your certificates online.
Public liability insurance is a cornerstone of any cleaning agency insurance package. It protects your business if a third party suffers injury or property damage as a result of your cleaning activities.
For example, a cleaner accidentally damages a client’s expensive carpet. Or, a member of the public slips on a freshly mopped floor. In both cases, public liability insurance can help cover legal fees and compensation claims.
Does your cleaning agency have employees? Even part-time or casual ones? If yes, then employers’ liability insurance is required by law in the UK. This cleaning insurance covers your business if an employee gets sick or injured due to their work. It includes protection for legal costs and compensation claims from issues like repetitive strain injuries or accidents with cleaning chemicals.
Your cleaning equipment is crucial for your business. Tools insurance helps cover the cost of repairing or replacing them if they’re damaged, lost, or stolen. This includes items like:
If your cleaning agency uses or supplies cleaning products, this coverage is essential. This covers you if a product you use or supply causes injury or damage to a client or their property. For example, a cleaning solution you use accidentally damages a client’s expensive flooring. Product liability insurance covers legal fees, compensation claims, and any associated costs.
Product liability insurance is especially important if your agency supplies cleaning products as part of your cleaning contract. It adds an additional layer of responsibility because you could be held liable for costs resulting from injury or damage. This liability cover protects your business and demonstrates your commitment to safety.
Personal accident insurance provides financial protection if you suffer an injury that prevents you from working. This coverage is crucial in the physically demanding cleaning industry. Accidents like slips, falls, or repetitive strain injuries can occur easily.
Personal accident insurance helps cover medical expenses, rehabilitation costs, and a portion of lost income during recovery. This policy gives you financial support when you need it most.
* Total number of live policies as of 31/10/2025
The cost of insurance for your cleaning agency depends on several factors, including:
At Cleaner Saver, we believe in transparent pricing and flexible policies. You only pay for the cover you need. We offer competitive rates tailored to your specific business requirements.
Public liability insurance is not legally required for cleaning agencies. However, it’s strongly recommended so you’re shielded against third-party claims. This coverage helps protect your business if a client or member of the public suffers injury or property damage due to your services. Having public liability insurance provides financial protection and enhances your business’s credibility. This makes it a wise investment for any cleaning operation.
Operating without employers’ liability insurance when you have employees is illegal in the UK. You can face substantial fines and legal consequences. This coverage’s main purpose is to protect against claims related to employee injuries or illnesses that occur as a result of their work. Without it, your business risks facing severe financial penalties and potential legal action if an employee makes a claim.
Standard home insurance typically does not cover business activities. So, your cleaning operations are not protected under a basic home policy. For adequate coverage, you’ll need separate business insurance specifically tailored to your cleaning agency’s needs.
This ensures that your business activities, equipment, and liabilities are properly insured. You’ll also get peace of mind knowing your financial interests are protected.
You can reduce your insurance premiums by:
Contact Cleaner Saver as soon as possible if an incident occurs. Our claims team will guide you through the process.
At Cleaner Saver, we specialise exclusively in providing insurance for cleaning professionals. This gives us a deep understanding of the unique risks and challenges that cleaning agencies face. Our expertise allows us to offer tailored coverage that perfectly suits the needs of your business.
With our quick and easy online system, you can get a customised quote in minutes by simply inputting your business details. When you’re ready, you can purchase your policy online. This way, you get instant cover and immediate access to your insurance documents.
Our UK-based customer support team truly understands the cleaning industry. We’re here to answer any questions and help you choose the right coverage for your agency. As your business grows, our flexible policies can easily be adjusted to match your changing needs.
Whether you’re expanding your team, exploring new cleaning specialities, or increasing your client base, we ensure that your coverage evolves with you to keep your business fully protected at all times.
Don’t let unexpected incidents tarnish your cleaning agency’s reputation or finances. Get a quote from Cleaner Saver today and ensure your business has the gleaming insurance protection it deserves.
With our specialist knowledge, competitive rates, and comprehensive cover, you can focus on growing your cleaning agency while we take care of the risks. Get your personalised quote now and experience the peace of mind that comes with Cleaner Saver’s expert insurance solutions.
From only£75per year 
From only£55per year 
From only£55per year 
From only£55per year 
