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Building Site Cleaners’ Insurance

Insurance for construction site cleaners, starting from less than £55 per year

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Excellent 4.7 out of 5

Cleaner Saver’s Building Site Cleaners’ Insurance


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

Are you a building site cleaner looking for comprehensive insurance coverage? Cleaner Saver offers tailored insurance solutions. These are designed to protect your business from the unique risks associated with cleaning construction sites. You’ll be covered against potential accidents, property damage, and legal claims.

Our building site cleaners’ insurance provides the peace of mind you need to focus on your work.

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Why choose Cleaner Saver building site cleaners’ insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

All insurance policies provided by Standard & Poor’s A rated insurers

Defaqto 5 Star rated

Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our building site cleaners’ insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get quotes

Compare quotes from our panel of insurers & chose any optional covers you may need.

3 You’re insured!

Choose the quote that’s right for you, activate your policy and view your certificates online.

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Why do building site cleaners need insurance?

 

Building site cleaning is a demanding and risky job with its own set of challenges. Cleaners working on construction sites are exposed to a range of hazards that aren’t typically encountered in other cleaning environments. For example:

  • Working at significant heights means the risk of falls is heightened
  • Handling and disposing of potentially hazardous materials like construction debris and chemical residues

Without the right cleaner insurance, you could face substantial financial losses from accidents or damage that occur on-site. This could include:

  • Liability claims from clients or the public for injuries or property damage
  • Lost income if an employee is injured while working

Why specialised insurance matters for building site cleaning contractors

Building site cleaning contractors work in environments that pose unique and significant risks. This makes specialised insurance essential. It goes beyond merely fulfilling regulatory requirements – it provides comprehensive protection tailored to the specific hazards faced on construction sites.

Construction sites are unpredictable and can present a variety of unforeseen issues. For example, accidents, injuries, and damage to equipment and property can occur. Specialist insurance is designed to address these specific risks. It offers coverage that includes protection against liability claims  and equipment repair or replacement.

By securing the right insurance, you not only comply with legal standards but also gain peace of mind. You know that your business and your employees are protected against the myriad challenges of the building site environment.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

What types of insurance do building site cleaners need?

Is public liability insurance essential for building site cleaners?

Public liability insurance is a cornerstone of any cleaning business insurance policy. It protects you if a member of the public or a client makes a claim against you for injury or property damage caused by your cleaning activities. For example, if you accidentally damage expensive construction equipment while cleaning, public liability insurance can help cover the cost of repairs or replacement.

Our public liability cover for building site cleaners starts at £1 million cover. Options to increase to £2 million, £5 million or £10 million are available, depending on your needs and the size of your business.

Do building site cleaners need employers’ liability insurance?

Employers’ liability insurance is a legal requirement under the Employers’ Liability (Compulsory Insurance) Act 1969. If you employ staff, even on a casual or temporary basis, you must have this coverage. It protects your business if an employee becomes ill or injured as a result of their work. Given the potentially hazardous nature of building site cleaning, this cover is particularly important.

For example, an employee falls from a ladder while working at height or develops respiratory issues due to prolonged exposure to dust and chemicals. Employers’ liability insurance would cover the associated costs. This includes compensation claims and any legal fees if a claim is brought against your business.

Is tools and equipment insurance necessary?

Your tools and equipment are essential to your work. Tools and business equipment insurance can protect your cleaning equipment against theft, loss, or damage. Tool cover ensures that you can quickly replace your tools and get back to work without incurring significant costs.

For example, a pressure washer you use for cleaning heavy-duty construction equipment is damaged during transport or stolen from your work vehicle. Tools and equipment insurance would cover repair or replacement costs.

Should building site cleaners consider personal accident insurance?

Personal accident insurance provides financial support if you’re unable to work due to an accident. Given the physical nature of building site cleaning and the potential risks involved, this cleaning insurance can offer valuable protection for self-employed cleaners or business owners.

For instance, you suffer a serious injury, such as a broken bone from a fall or a back injury from lifting heavy equipment. Personal accident insurance can cover lost income while you recover.

Is product liability insurance important for building site cleaners?

Product liability insurance is essential if you use cleaning chemicals or products as part of your services. This insurance protects you against claims arising from injury or damage caused by the products you use or supply. It provides crucial financial support in the event of a claim.

For example, an employee accidentally spills a chemical. A client slips and falls or suffers an allergic reaction as a result. Here, product liability insurance covers the associated costs. This includes legal expenses, compensation for damages related to the incident.

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FAQs

Building Site Cleaners’ Insurance FAQs

Having the right insurance is essential for building site cleaners to protect against the unique risks associated with the job. Cleaner Saver’s comprehensive insurance solution is designed to address these needs effectively. Our coverage can include:

  • Public liability insurance – Offering up to £10 million in cover, this protects against claims for injury or damage caused to third parties.
  • Employers’ liability insurance – A legal requirement if you employ staff. We offer £10 million cover for work-related injuries or illnesses.
  • Tools and equipment insurance – Covers the cost of repairing or replacing essential cleaning tools and equipment.
  • Personal accident cover – Provides financial support if you are unable to work due to an accident.
  • Product liability insurance – Protects against claims related to injuries or damage caused by the cleaning products you use.
  • Legal expenses cover – Assists with the costs of legal disputes that may arise.

We can tailor your insurance policy to meet the specific needs of your business. It doesn’t matter if you’re a self-employed cleaner or operate a larger commercial cleaning company.

The cost of your insurance will depend on several factors, including:

  • The size of your business
  • Your annual turnover
  • The number of employees you have
  • The level of cover you require
  • Your claims history

To get an accurate quote tailored to your business, simply fill out our online form. It only takes a few minutes, and you can have your insurance policy in place immediately.

While public liability insurance isn’t a legal requirement, it’s essential to fully protect your business. However, if you employ staff, employers’ liability insurance is legally required.

Yes, our policies can be tailored to include cover for working at heights, which is often necessary for building site cleaning.

If you need to make a claim, simply contact our dedicated claims team. We’ll guide you through the process and liaise with the insurers on your behalf to ensure a smooth and quick resolution.

Yes, we offer insurance solutions for new businesses as well as established cleaning companies.

If you use subcontractors, it’s important to inform us so we can ensure your policy provides adequate cover. Bona Fide Subcontractors should typically have their own insurance in place whereas you will be responsible for any labour-only subcontractors who work under your control.

Why choose Cleaner Saver for your building site cleaners’ insurance?

Cleaner Saver stands out as a specialist provider focused exclusively on insurance for cleaners. We offer flexible coverage that can be tailored to meet the specific needs of your business, ensuring you get the protection that’s right for you. Our commitment to competitive pricing means you receive comprehensive coverage at affordable rates. This way, you stay protected without overspending.

In addition, we provide instant cover, allowing you to get insured immediately after completing our online quote form. Our UK-based support team is dedicated to assisting you with any questions or claims, ensuring you receive the help you need whenever you need it.

Get a quote today

Don’t let uncertainty hold your cleaning business back. Get a quote online today and secure the right insurance to protect your building site cleaning business. With Cleaner Saver, you can focus on what you do best, knowing we’ve got your back.

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