Our comprehensive softwashing insurance package includes:
Public Liability Insurance
Public liability insurance is essential for any cleaning business. It protects you if a member of the public or a client makes a claim against you for injury or property damage caused by your work. For softwashing professionals, this could include:
- Slip and fall accidents on wet surfaces
- Damage to client property from chemical overspray
- Allergic reactions to cleaning solutions
Our public liability cover starts from £1 million, with options to increase up to £5 million for larger contracts or high-risk environments.
Employers’ Liability Insurance
If you employ staff, even on a casual or part-time basis, employers’ liability insurance is a legal requirement in the UK. This cover protects your business if an employee becomes ill or injured due to their work. For softwashing businesses, this could include:
- Respiratory issues from prolonged exposure to cleaning chemicals
- Slips or falls while working on wet surfaces
- Injuries from handling heavy equipment
Cleaner Saver provides £10 million employers’ liability cover as standard, ensuring you’re fully compliant with UK regulations.
Tools and Equipment Insurance
Your softwashing equipment is vital to your business operations. Our tools insurance covers the cost of replacing or repairing your equipment if it’s lost, stolen, or damaged. This includes:
- Softwashing pumps and systems
- Specialised nozzles and attachments
- Personal protective equipment (PPE)
Personal Accident Insurance
As a self-employed cleaner or small business owner, your income depends on your ability to work. Personal accident insurance provides financial support if you’re unable to work due to an accident. This cover can help with loss of income and medical expenses.
Product Liability Insurance
Product liability insurance is crucial for softwashing professionals who use or supply cleaning products. It protects you if a client suffers injury or property damage due to a product you’ve used or supplied. This could include:
- Allergic reactions to cleaning solutions
- Damage to surfaces from improperly mixed chemicals
- Environmental contamination from runoff
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