Affordable public liability insurance for a refrigeration engineer
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Compare QuotesWorking as a refrigeration engineer can be a risky business. Every job you go on presents new risks and you need to ensure you’re protected to prevent your business from suffering if faced with a claim. But a generic policy just isn’t suitable – you need a policy suited to your trade, that works to your needs.
Fortunately, at Tradesman Saver, we’re here to lend a hand. We know insurance can be confusing, which is why we’ve made ours as simple as possible. We’ve designed a comprehensive insurance policy for businesses in your trade to cover all your bases. Tailor with our online quote form easily, and take the fuss out of buying insurance.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength All insurance policies provided by Standard & Poor’s A rated insurers
Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Compare quotes from our panel of insurers & chose any optional covers you may need.
Choose the quote that’s right for you, activate your policy and view your certificates online.
Our standard cover is:
There are many insurance options which would benefit your refrigeration engineers business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally cause a client’s cooling system to breakdown with consequential loss of stock because a part you fitted failed.
Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.
Other relevant insurance policies for a refrigeration engineers business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as a refrigeration engineer and you can get your quote online in minutes.
* Total number of live policies as of 31/10/2025
Here’s how our Tradesman Saver insurance policy can protect you and your business in the event of a claim:
You’re on a job on a client’s commercial premises, fixing a broken refrigeration system. As you’re working on fixing the issue, a passerby trips over your tools and injures themselves. They decide to seek compensation from you. Your public liability is your best friend here – your insurer will cover the costs of the compensation for you, leaving you free to continue making your business the success you know it can be.
You’re loading your tools into your van after finishing up a job. You go back into the premises to collect payment from the client, but when you get back to your van, you discover someone has broken into your van and stolen all of your tools. Your tools & equipment insurance is on your side here – it’ll cover the costs of replacing the tools, so someone else’s sticky fingers don’t end up ruining your business.
From only£55per year 
From only£55per year 
From only£55per year 
