Wedding & Party Planners Insurance
Public liability insurance for a wedding & party planner, with coverage starting at £53* including:
- Public Liability
- Financial Loss
- Products Liability
- Legal Expenses
- Accidental Death
What is wedding & party planners insurance?
Planning a special event is never easy – even for the most seasoned of party or wedding planners! There’s an endless list of things to consider for the big day – the catering, the menu, the venue, whether they’re be music or not and even the decorations. But the one thing you’re probably not thinking about is what accidents might happen along the way to the big day. Even something as simple as the bride-to-be tripping over your bag during a consultation could result in a hefty compensation claim that could run you into a fortune, so it pays to have the right insurance protection in place to safeguard yourself from situations like this.
Why do you need wedding & party planners insurance?
Fortunately, here at Tradesman Saver, we’re here to lend a helping hand. We know how stressful your job can already be and we want to help ease the transition as much as possible. That’s why we’ve put together our special wedding & party planner insurance policy that works specifically around the risks you face in your profession. Simply customise your policy with our online quote form and get the protection you need, when you need it most. That’s insurance, made simple.
Online & Anywhere
We like to keep things simple. Your quote, purchase and documents are all available online, anytime.
No need to wait for your documents. Our tradesman cover starts from the moment you purchase.
Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.
Tradesman Saver’s Public Liability Cover For Wedding & Party Planners
Our standard cover is:
- Up to £5 million cover for public and products liability
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
There are many insurance options which would benefit your wedding & party planners business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.
Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.
Other relevant insurance policies for a wedding & party planners business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as a wedding & party planner and you can get your quote online in minutes.
Wedding & Party Planner Public Liability Insurance
Running your own business as a wedding or party planner can get pretty hectic. While the day-to-day duties can quickly seep into your personal time, the one thing you really don’t want to cross over into your personal time is trying to buy your insurance. But with so many insurance terms to digest and understand, sometimes trying to find the right insurance policy for you can leave you more confused than when you started! Fortunately, there really is only one insurance cover you need to know about, and that’s public liability insurance. Public liability insurance is absolute vital when choosing your wedding and party planner’s insurance policy and it acts as the backbone of your entire policy. It’s specifically designed to cover against injuries to third parties or damage to their property, and it comes into effect whether it’s a client making a claim or a member of the public. It’ll cover situations like a member of the public tripping over your bag or spilling hot coffee on a client, and ensure that no matter what happens, your business is protected.
The Insurance You Want On Your Side When Things Get Tough
Party and wedding planners can be hectic enough – the very last thing you want to have to deal with when you’re trying to plan an event for a number of guests is for an accident to happen. And even though planning a wedding or party is a fairly low risk occupation, even the smallest of accidents can lead to huge compensation claims. It’s important to know exactly how your insurance could help protect you when the worst happens. Here are but a couple of situations where your insurance could help save you from a claim:
You’re planning a wedding for a young couple and they’ve come in for a consultation, to discuss what they want for their wedding reception. But as you’re going through your planner discussing their options, the bride-to-be gets up to use your toilet and trips over your bag, badly spraining her ankle. They decide to seek compensation for her injury. Fortunately, your public liability insurance has your back here – it’ll cover the costs of the claim for you, so your business doesn’t have to suffer at the hands of an accident.
A shattering realisation
You’re planning a 40th birthday party and you’re at a client’s house, discussing the various options they need to consider about their party. But as you get up to leave, your bag knocks over an antique vase on the mantelpiece, causing it to smash into a million pieces. Your client decides to claim compensation for the damage. This is where your public liability insurance steps in – it’ll cover the costs of the damage for you, so you’re free to focus on running your business.
Wedding & Party Planners Insurance
A very fast efficient process from start to finish.
All good thank you most impressed with the service will definitely recommend you thank you ….
just what i needed . easy quick and insured with no messing.