Wedding & Event Planner Insurance

Public liability insurance is one of the most important covers that events organisers and wedding planners could have. This provides protection against any claims made as a result of your business activities causing personal injury or property damage. For instance, if you were decorating a stately home in preparation for an upcoming ceremony, and accidentally knocked over an expensive vase, public liability insurance would leave us, and not your business, responsible for paying any resulting claims. When you purchase public liability with Tradesman Saver, you’re also automatically covered for financial loss, legal expenses, product liability, and accidental death.

Another important part of wedding and event planner insurance is professional indemnity cover, which you can claim if a client believes you’ve been professionally negligent, or made a serious mistake in your work. This could be because you’ve booked a venue for the wrong date, or failed to secure the vendors as agreed. You may be required to go to court even if you aren’t at fault, but professional indemnity means you won’t have to pay any legal costs or compensation claims.

If you employ a team, you are legally required to hold employer’s liability insurance, while you may want to consider business contents insurance in case your premises is damaged by something like a fire or a burglary. Here at Tradesman Saver, we have all the coverage required for wedding and event planners and can put together a personalised insurance plan depending on the needs of your business.

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As a wedding or event planner, your job is to give your clients the best possible day, and make sure you deliver on all the terms outlined in your contract. Given your passion and experience, things should run smoothly, but that doesn’t mean accidents are out of the question. You’d be surprised at how costly even the simplest mistakes can be, resulting in claims, loss, or damages to your beloved business. This is why we offer a specialised wedding and event planner insurance policy. With this all-important protection, your livelihood will always be covered against any unexpected legal fees or compensation payments.

Why do you need wedding & event planners insurance?

Planning a special event is never a walk in the park, even for the most experienced party and wedding planners. There’s an endless list of things to consider for the big day—catering, venue, music, and even the decorations. But the one thing you’re probably not thinking about is the potential accidents that could happen along the way. Even something as simple as the bride-to-be tripping over your bag during a consultation could result in a hefty compensation claim costing a fortune, so it pays to have the right protection against unexpected situations like this. With Tradesman Saver’s wedding and event planner insurance, you’re safeguarded against all the risks you could face in your profession. Simply customise your policy with our online quote form and get the protection you need in minutes.

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