Public liability insurance for a tutor starting at less than £55 per year
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Compare QuotesBeing a tutor can be an incredibly rewarding career, but it requires a lot of patience. You’re entrusted to mould young minds and sometimes the work can be incredibly demanding, but you wouldn’t have it any other way. You love seeing the joy on a person’s face when they finally have the lightbulb moment, and it’s that feeling that keeps you going. But, even in your chosen career, you’re not free of risks. Even something as simple as a child you’re tutoring tripping over your bag could result in a compensation claim that could cost you a fortune, so it pays to have the right protection in place.
At Tradesman Saver, our focus is on helping you realise your business’ wildest ambitions, and we do this by protecting you on the journey to reaching them. Our cover is low-cost and offers you the peace of mind to keep educating the masses, without the worry of a claim shutting down your business. So, you can feel free to nurture your business, just like you nurture your students, safe in the knowledge, that should the worst happen, you’ll be protected. Because that’s how insurance should be.
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Complete our simple quote form with basic details about your business.
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Our standard cover is:
There are many insurance options which would benefit your tutors business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if you trap a client’s child’s fingers in a piano as you close the lid at the end of a lesson or you accidentally knock over a break a customer’s antique vase as you are putting your laptop away.
Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.
Other relevant insurance policies for a tutors business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as a tutor and you can get your quote online in minutes.
* Total number of live policies as of 31/10/2025
While it may seem that life as a tutor is relatively low risk, like it or lump it, even in professions where it seems the risk isn’t high, it only takes one accident to send your business’ finances into ruin. You may not have to deal with the types of accidents more manual work may entail, however, even the most minor of accidents could lead to a compensation claim. To help you better understand how your insurance could protect you in a pinch, take a look at some of the situations where being covered could really lend you a hand keeping your business flowing:
You’re with a pupil at their home, tutoring them for their exams. You’ve left your bag by the doorway, but as you’re in the middle of helping them solve a particularly hard equation, the child’s parent comes in and trips over your bag, causing them great injury. As a result of their fall, they decide to pursue a compensation claim against you. But, never fear – your public liability insurance is here to help! Through it, your insurer will pay the costs of the compensation claim, allowing you to continue doing what you do best.
You’re tutoring a pupil at their home, trying to help them prepare for a particularly difficult exam. As you’re helping them with their work, you accidentally knock over a glass of water and it spills all over the pupil’s parent’s laptop. The pupil’s parent decides to make a compensation claim against you for the damage to their property. Again, your public liability insurance could really help you out of a bind here – it’ll cover the costs of the claim for you, so you can focus on running your business.
From only£55per year 
From only£55per year 
