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Tutors Insurance

Public liability insurance for a tutor starting at less than £59* per year

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What is tutors insurance?

Being a tutor can be an incredibly rewarding career, but it requires a lot of patience. You’re entrusted to mould young minds and sometimes the work can be incredibly demanding, but you wouldn’t have it any other way. You love seeing the joy on a person’s face when they finally have the lightbulb moment, and it’s that feeling that keeps you going. But, even in your chosen career, you’re not free of risks. Even something as simple as a child you’re tutoring tripping over your bag could result in a compensation claim that could cost you a fortune, so it pays to have the right protection in place.

Why do you need tutors insurance?

At Tradesman Saver, our focus is on helping you realise your business’ wildest ambitions, and we do this by protecting you on the journey to reaching them. Our cover is low-cost and offers you the peace of mind to keep educating the masses, without the worry of a claim shutting down your business. So, you can feel free to nurture your business, just like you nurture your students, safe in the knowledge, that should the worst happen, you’ll be protected. Because that’s how insurance should be.

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How our tutors insurance works

1 Apply Online

Complete our simple quote form with basic details about your business

2 Get a quote

Get an instant quote & choose any optional covers you may need

3 You’re insured!

Instantly activate your Tradesman Saver policy and view your certificates online

Tradesman Saver’s Public Liability Cover For Tutors


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million or £5 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

There are many insurance options which would benefit your tutors business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if you trap a client’s child’s fingers in a piano as you close the lid at the end of a lesson or you accidentally knock over a break a customer’s antique vase as you are putting your laptop away.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a tutors business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as a tutor and you can get your quote online in minutes.

Get a QuoteLearn about Public Liability

Chosen by over 5000 businesses and counting *

  • Online & Anywhere

    Online & Anywhere

    We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

  • Monthly Instalments

    Monthly Instalments

    Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

  • Instant Cover

    Instant Cover

    No need to wait for your documents. Our tradesman cover starts from the date you select.

  • Added protection

    Added Protection

    Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/08/2023

Protection, When You Need It Most

While it may seem that life as a tutor is relatively low risk, like it or lump it, even in professions where it seems the risk isn’t high, it only takes one accident to send your business’ finances into ruin. You may not have to deal with the types of accidents more manual work may entail, however, even the most minor of accidents could lead to a compensation claim. To help you better understand how your insurance could protect you in a pinch, take a look at some of the situations where being covered could really lend you a hand keeping your business flowing:

 

A bag mistake

You’re with a pupil at their home, tutoring them for their exams. You’ve left your bag by the doorway, but as you’re in the middle of helping them solve a particularly hard equation, the child’s parent comes in and trips over your bag, causing them great injury. As a result of their fall, they decide to pursue a compensation claim against you. But, never fear – your public liability insurance is here to help! Through it, your insurer will pay the costs of the compensation claim, allowing you to continue doing what you do best.

A bit of spillage

You’re tutoring a pupil at their home, trying to help them prepare for a particularly difficult exam. As you’re helping them with their work, you accidentally knock over a glass of water and it spills all over the pupil’s parent’s laptop. The pupil’s parent decides to make a compensation claim against you for the damage to their property. Again, your public liability insurance could really help you out of a bind here – it’ll cover the costs of the claim for you, so you can focus on running your business.

*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax but excludes our admin charge. 17% of new customers paid less than £59 between 1st January 2023 and 31st January 2023. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2023 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check our financial services registration status on the Financial Services register.
Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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