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Van Saver insurance now available from Tradesman Saver

Van insurance has arrived, and there are a number of fantastic add-ons to keep your van even safer.

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As many of you know, van insurance is now available from Tradesman Saver. We compare quotes across a number of leading insurers to get you the best price. But did you also know we offer some excellent Van Saver add-ons to keep your business on the road.

These add-ons are provided by our partner ARAG, who have almost 20 years experience providing additional cover for your main policy. This optional cover offers day one value and support in a number of essential areas.

So what do you get when you add these optional covers to your Van Saver policy?

Breakdown Cover

First off, let’s take a look at breakdown cover. It happens to the best of us. You’re heading to work and the vans packs in! You spend the next couple of hours on the hard shoulder wishing you had made the repairs your mechanic suggested at your last MOT.

And that two-hour wait at the side of the road doesn’t factor in how long it takes for the breakdown provider to pick up the phone.

Check the reviews for other van insurance providers and you’ll quickly learn how much time their customers waste on the phone.

ARAG however, provide a service that is difficult to compete with. Take a look.

  • 90% of calls made to their breakdown service are answered in 10 seconds
  • 90% of call outs reach you in 120 minutes
  • Side of the road vehicle repair rate, 75%

And when you need support this is what you can expect:

  • Roadside assistance and recovery
  • Alternative travel
  • Emergency overnight accommodation
  • Home assist

Plus, your full UK breakdown cover add-on offers assistance when your vehicle:

  • has an electrical or mechanical failure
  • a flat battery or puncture
  • misfuel or lack of fuel
  • is damaged by a collision
  • is damaged by vandalism

It’s worth checking your van on a regular basis to make sure it’s in road worthy condition. Tradespeople who use a van for their business are on the road more often than other professionals. And, as with all insurance cover, there are limits to what you’re insured for. Remember to note down what’s not covered by your policy so you can avoid the associated risks.

Your breakdown cover add-on will not cover:

  • The cost of parts to repair the vehicle
  • Recurrence of a problem within 28 days
  • Limited to six call outs per vehicle, per calendar year
  • Vehicle must be roadworthy, taxed and have an MOT certificate

What if you break down overseas?

If you’re hired to take on contracts aboard, you’ll need the same reassurance you have in the UK.

With your Comprehensive UK and EU breakdown cover add-on you are insured if your van gives you trouble in the European Union. This cover includes:

  • UK & EU assistance 24 hours a day, 365 days a year
  • Immediate access to a network of reputable breakdown services
  • Cost of vehicle repair at the scene of the breakdown
  • Recovery of your vehicle to a local garage
  • Alternative travel costs

As boarders reopen and trade across Europe ramps up, there will be more opportunities to work overseas. And with this comprehensive van insurance add-on you can take full advantage of the extra work.

Van hire

If your van can’t be fixed at the side of the road and needs to be repaired, consider adding on a van hire policy.

Van Saver’s 14 Day Van Hire add-on will keep your business running, avoid delays for your clients, and make sure you can continue to pay the bills. The same applies if you write-off your van completely. You will receive a like for like replacement van, and the cost to hire that van will be reimbursed for up to 14 days.

With this 14 days cover you will also be insured for theft, which is more common than you think.

Vans are a big target for thieves looking to make quick cash reselling your tools and equipment, or selling on the vehicle itself. Considering where you park your van when it’s unattended, and the security features you install, deter thieves from break-ins. However, crooks learn fast and develop techniques to bypass security features as soon as safety products hit the market.

If your van is stolen, this additional insurance add-on will be activated 24 hours after the theft has been reported to the police. You will receive a replacement vehicle which you can use until the stolen vehicle is recovered and, if needed, repaired.

Legal Expenses

Another Van Saver insurance add-on covers legal expenses. With this policy you will be covered for:

  • Legal costs & expenses up to £100,000
  • Personal injury – claiming compensation for injuries whilst in or on an insured vehicle
  • Legal & tax advice by phone, given by experts for UK and EU wide legal advice and UK tax law
  • Motor prosecution defence – we will defend you if your are prosecuted for an alleged motoring offence
  • Vehicle cloning – we will appeal against parking fines or civil or criminal penalty notices brought against you as a result of your vehicle number plate being cloned

It’s important to note, that solicitor fess and legal representation can cost you thousands of pounds. And that doesn’t take into consideration the stress caused by proceedings and the damage a conviction will do to your reputation.

So when you buy your Van Saver insurance with Tradesman Saver, don’t ignore the additional add-ons that are available for your policy. Adding an extra layer of security will save you a lot of hassle when something goes wrong.

To summarise, here’s an overview of the add-ons you should consider when you purchase your Van Saver insurance.

14 Day Van Hire from £16.80 per year, covers:

  • An accident which is not your fault
  • Breakdown
  • Theft

Full UK breakdown add-on from £82.06 per year, covers:

  • UK assistance 24 hours a day, 365 days a year
  • Immediate access to a network of reputable breakdown services
  • Cost of vehicle repair at the scene of the breakdown
  • Recovery of your vehicle to a local garage
  • Alternative travel costs
  • Emergency overnight accommodation
  • Alternative transport following the theft of your vehicle
  • Misfuelling
  • Message service
  • Home assist cover
  • Loss of keys

Comprehensive Full UK & EU Breakdown from £100.64 per year, covers:

  • UK & EU assistance 24 hours a day, 365 days a year
  • Immediate access to a network of reputable breakdown services
  • Cost of vehicle repair at the scene of the breakdown
  • Recovery of your vehicle to a local garage
  • Alternative travel costs

The legal expenses add-on starts from £14.65 per year, covers:

  • Legal costs & expenses up to £100,000
  • Recover your excess
  • Motor prosecution defence
  • Vehicle cloning (parking fines and penalty notices)
  • Replacement vehicle
  • Loss of earnings
  • Damage to personal effects
  • Vehicle repair costs
  • Medical expenses or compensation for injury
  • 24/7 Legal & Tax Advice
  • Motor Legal Services (access to legal documents)

Whether it’s covering legal fees when your number plate has been cloned, or alternative transport when your vehicle breaks down or is stolen, Van Saver will keep your business doing what it does best.

To get yourself a competitive quote and see how much you can save on your van insurance, head over to the Van Saver quote page.

And if your van insurance is not due, complete a renewal form and we will contact you nearer the time.

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*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax but excludes our admin charge. 19% of new customers paid less than £59 between 1st January 2021 and 28th February 2021. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2022 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register.
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