Public liability insurance for all kinds of professional trades starting at less than £55 per year
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Running a trades business comes with a number of unique risks. And perhaps the largest is the possibility of harming your customers or damaging their property. For example, a plumber could leave out a mop that somebody trips over, a handyman could accidentally ruin a wall on the job, or a painter could spill paint on their customer’s carpet. Each of these incidents could lead to expensive compensation claims against your business, and leave you in serious financial trouble.
Luckily, public liability insurance would protect your trades business in the above scenarios. While claims of this nature can be extremely costly, public liability cover means we’ll pay the resulting expenses, not you. You can purchase this as part of our trades insurance automatic package, which also covers you for financial loss, legal expenses, and more.
Working in the trades industry is risky for you and your employees. It’s not uncommon for somebody to get hurt on the job. For example, anyone could fall from a height, get a repetitive strain injury, or have an accident involving machinery. However, employer’s liability covers your business should a staff member take legal action over any personal or property damage suffered on the job. Meanwhile, personal accident insurance ensures your company doesn’t shoulder the financial burden if you or a member of staff are unable to work because of an injury. Other covers you might want to think about including are tool insurance so you’ll be able to replace any equipment lost, broken or stolen, and professional indemnity insurance to protect your business if a customer sues you over a mistake that’s been made.
Here at Tradesman Saver, we are on hand to discuss all your insurance needs as a professional trader. Get in touch to receive a bespoke trades insurance package that’s perfect for your business.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength All insurance policies provided by Standard & Poor’s A rated insurers
Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Compare quotes from our panel of insurers & chose any optional covers you may need.
Choose the quote that’s right for you, activate your policy and view your certificates online.
* Total number of live policies as of 31/10/2025
Trades insurance helps protect your company against all kinds of unfortunate scenarios, ensuring you needn’t worry about its future should the worst come to worst. Regardless of whether you’re a cleaner, builder or electrician, your job comes with risks and you need good insurance in place to protect your livelihood.
The amount of cover you need depends on things like the size of the contracts you work under, how many people you employ and how expensive your equipment is. Those buying tools insurance for sophisticated equipment such as chainsaws will need more cover than those insuring their screwdrivers, for instance.
The cost of trades insurance is determined by factors like how much cover you need, the trade you’re in, and how much you come into contact with the general public. We will ask you to disclose all applicable information when you apply for a free Tradesman Saver quote to get an idea of your premium.
From only£55per year 
From only£55per year 
From only£75per year 
From only£55per year 
