What is taxi drivers insurance?
As a taxi driver, your business provides a valuable service to your local community. Whether you run your own cab company, or act as a solo taxi driver, your profession comes with its own unique set of risks. Although you already have your private hire insurance (motor insurance), you still need public liability cover to protect you against unexpected claims – like a passer-by tripping over suitcases as you load them into the back of your car.
Why do you need taxi drivers insurance?
Here at Tradesman Saver, we understand that your business is individual and your insurance should reflect this. We’ve spoken to businesses like yours to make a policy specific to your needs. Build your policy using our speedy online quote form and to make sure you get the right fit for your business.
Online & Anywhere
We like to keep things simple. Your quote, purchase and documents are all available online, anytime.
No need to wait for your documents. Our tradesman cover starts from the moment you purchase.
Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.
Tradesman Saver’s Public Liability Cover For Taxi Drivers
Our standard cover is:
- Up to £5 million cover for public and products liability
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
There are many insurance options which would benefit your taxi drivers business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.
Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.
Other relevant insurance policies for a taxi drivers business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as a taxi driver and you can get your quote online in minutes.
It Shouldn’t Happen To A Taxi Driver
Here is an example of a claim:
You’re picking up an elderly client from the airport and you’re helping them into the car. You’ve left their suitcases to be loaded on the pavement. A passerby trips on the suitcases, causing themselves great injury and they seek compensation from you. Your public liability insurance is key here – it’ll cover the costs of the compensation for you, so one accident doesn’t have to ruin your business.
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