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Taxi Drivers Insurance

Public liability insurance for a taxi driver starting at less than £55 per year

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Excellent 4.7 out of 5

What is taxi drivers insurance?

As a taxi driver, your business provides a valuable service to your local community. Whether you run your own cab company, or act as a solo taxi driver, your profession comes with its own unique set of risks. Although you already have your private hire insurance (motor insurance), you still need public liability cover to protect you against unexpected claims – like a passer-by tripping over suitcases as you load them into the back of your car.

Why do you need taxi drivers insurance?

Here at Tradesman Saver, we understand that your business is individual and your insurance should reflect this. We have a policy specific to your individual needs. Build your policy using our speedy online quote form and to make sure you get the right fit for your business.

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Why choose Tradesman Saver taxi drivers insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

All insurance policies provided by Standard & Poor’s A rated insurers

Defaqto 5 Star rated

Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our taxi drivers insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get quotes

Compare quotes from our panel of insurers & chose any optional covers you may need.

3 You’re insured!

Choose the quote that’s right for you, activate your policy and view your certificates online.

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Tradesman Saver’s Public Liability Cover For Taxi Drivers


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million or £5 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

There are many insurance options which would benefit your taxi drivers business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if you trap a customer’s hand in the taxi door as you help them in or your drop a client’s designer suitcase damaging it beyond repair.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a taxi drivers business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as a taxi driver and you can get your quote online in minutes.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

It Shouldn’t Happen To A Taxi Driver

Here is an example of a claim:

You’re picking up an elderly client from the airport and you’re helping them into the car. You’ve left their suitcases to be loaded on the pavement. A passerby trips on the suitcases, causing themselves great injury and they seek compensation from you. Your public liability insurance is key here – it’ll cover the costs of the compensation for you, so one accident doesn’t have to ruin your business.

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