What is stonemasons insurance?
As a stone mason, you know that when you work with stone, there are many risks that can be involved in your work at any given time. Whether you work as a banker masonry, fixer masonry or memorial masonry, you need insurance that protects yourself, and your business, from harm.
Why do you need stonemasons insurance?
That’s where Tradesman Saver comes in. Having spoken with customers like you who specialise in stonemasonry, we’ve designed a policy surrounding those needs and concerns. Build your ideal policy using our online quote form and receive instant cover from the moment of purchase.
Online & Anywhere
We like to keep things simple. Your quote, purchase and documents are all available online, anytime.
No need to wait for your documents. Our tradesman cover starts from the moment you purchase.
Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.
Tradesman Saver’s Public Liability Cover For Stonemasons
Our standard cover is:
- Up to £5 million cover for public and products liability
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
There are many insurance options which would benefit your stonemasons business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.
Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.
Other relevant insurance policies for a stonemasons business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as a stonemason and you can get your quote online in minutes.
It Shouldn’t Happen To A Stonemason
Here are some examples of claims:
You’re on job, fitting some masonry at a client’s premises. Unfortunately, it hasn’t been attached properly and some debris falls from the building, injuring the client’s child. They choose to seek compensation from you. Your public liability will cover you here – it will cover the costs of the compensation so you can focus on running your business.
You’ve left your van unattended to grab a coffee whilst on a job. When you return, your van has been broken into and your tools have been stolen. Luckily, your tools & equipment insurance covers you for this situation – your insurer will pay to replace your stolen tools, so someone else’s sticky fingers needn’t destroy your business.
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