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Stonemasons Insurance

Public liability insurance for a stonemason starting at less than £59* per year

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Stonemasons Insurance With Public Liability Cover


Our standard cover is:

  • Up to £5 million cover for public and products liability
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

Working with stone is no walk in the park, and because of the size and weight of slabs you deal with, accidents are unfortunately inevitable. Just one wrong move could see you hurt somebody or damage their property, like accidentally dropping a slab on a customer and injuring them. Or you could fail to fit some masonry properly, causing it to fall from a height and damage your customer’s car. Such incidents could lead to legal action and costly cases against your business.

Public liability insurance is essential

Luckily, public liability insurance protects you in the above situations. Although claims of this nature can be very expensive to deal with, this cover ensures we and not you stump up the costs. You can buy this as part of our automatic package, which also protects you in relation to financial loss, legal expenses, and more.

Why you need other covers too

Of course, it’s not just the public who are at risk from your work. Working as a stonemason is a hazardous job for you and your employees as well. It’s all too easy for you to drop a heavy slab on your foot or pull a muscle while carrying one. With employer’s liability, you are protected should a staff member claim for any harm sustained while working, while personal accident insurance ensures your business can cope financially if you or an employee can’t work due to injury. Meanwhile, tool insurance covers your all-important equipment and professional indemnity insurance protects your business against claims arising from mistakes it makes.

Here at Tradesman Saver, we are on hand to advise which coverage you may need as a stonemason. Fill out a quick quote form or contact us today to receive a tailor-made insurance package that’s perfect for your company.

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What’s included with our Automatic Cover

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How our stonemasons insurance works

1 Apply Online

Complete our simple quote form with basic details about your business

2 Get a Quote

Get an instant quote & choose any optional covers you may need

3 You’re insured!

Instantly activate your Tradesman Saver policy and view your certificates online

Chosen by over 5000 businesses and counting *

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the moment you purchase.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as at 31/03/2022
£50 from
me to you.

When a friend you refer takes out a new policy, we’ll give £25 to them, and £25 to you.

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Stonemasonry Insurance: Frequently Asked Questions

Do stonemasons need insurance?

Stonemasons insurance protects your business from financial fragility should you or your employees make a costly mistake.Without it, you could be forced to pay huge amounts on things like legal fees and compensation costs using money that otherwise would remain in your bank account with sufficient insurance cover in place.

How much stonemasonry insurance cover do I need?

How much cover you need is impacted by things like how big your company is, the size of contracts you have and industry standards. For instance, a stonemasons association you’re part of may require you to have a certain amount of public liability insurance.

How much does stonemasonry insurance cost?

The cost of your stonemasonry insurance depends on factors such as your company’s claims history, the number of employees you have and how much cover you need. We will ask you to disclose all relevant information when you apply for a Tradesman Saver quote.

It Shouldn’t Happen To A Stonemason

Here are some examples of claims:

 

Example 1

You’re on job, fitting some masonry at a client’s premises. Unfortunately, it hasn’t been attached properly and some debris falls from the building, injuring the client’s child. They choose to seek compensation from you. Your public liability will cover you here – it will cover the costs of the compensation so you can focus on running your business.

Example 2

You’ve left your van unattended to grab a coffee whilst on a job. When you return, your van has been broken into and your tools have been stolen. Luckily, your tools & equipment insurance covers you for this situation – your insurer will pay to replace your stolen tools, so someone else’s sticky fingers needn’t destroy your business.

*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax but excludes our admin charge. 19% of new customers paid less than £59 between 1st January 2021 and 28th February 2021. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2022 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register.
Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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