Sole Traders Insurance

Specific, no-fuss sole trader's insurance that won’t let you down in a pinch

Sole Trader's insurance from £53* with FREE legal expenses & accidental death cover

*Based on £1,000,000 public liability, £250,000 legal expenses & £10,000 accidental death cover for a sole trader

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4.9 / 5 Based on 605 Reviews
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The Insurance You Need To Protect Your Sole Trader Business

As a sole trader, you know how difficult running your own business can be. Asides from all the manual labour that comes with your trade of choice, as a business owner, you also have to contend with organising invoices, ordering in supplies and all the other madness that comes alongside being your own boss. It’s mentally exhausting, and the only thing you want when you get home is to relax – not to be worrying about how you’re going to afford to pay that massive compensation claim that’s just landed on your doorstep.

And that’s where we can help. Here at Tradesman Saver, we understand that accidents can happen when you least expect them, which is why you need to be prepared. Our sole trader’s insurance policy has been specifically designed to meet the unique concerns of your industry and contains everything you need to keep your business safe should the worst happen. Build your own unique policy with our online quote form and get insurance that works as hard as you do.

Sole Trader's Insurance - Automatic Covers

Public Liability
Financial Loss
Products Liability
Legal Expenses
Accidental Death

Sole Trader's Insurance - Optional Covers

Employers Liability
Tools / Equipment
Contractors All Risks
Business Contents
Professional Indemnity
Personal Accident
Short Term Income Protection

Sole Trader Public Liability Insurance

Integral to sole traders, public liability insurance makes up the backbone of your insurance policy. A cover that protects you from claims made by clients or members of the public, it covers a wide breadth of potential claims that could arise out of your business activities. It provides cover for both injuries sustained by third parties, as well as damage to their property.

Below are just some examples of claims that public liability insurance can help to protect against:

  • Damage to a parked car whilst transporting materials onto the work site
  • A client tripping over the cable of your power tool whilst you’re working
  • Damage to a client’s carpet whilst carrying out work
  • A member of the public tripping over your building materials whilst they’re out on a public pathway

In addition, there are also other types of liability insurance worth looking into as well. For example, products liability insurance protects you from claims arising from products you’ve sold or supplied, even if you didn’t manufacture said products yourself. Employer’s liability insurance protects you from claims arising out of injuries your employees sustain during their work. And professional indemnity covers claims of professional negligence. All of these covers help to provide comprehensive cover, to protect your business, no matter the circumstances. Simply put, while public liability insurance is one of the most integral insurance covers you should look for when choosing your sole trader insurance policy, these other liability covers will help to bridge the gap, and prevent you from facing a number of other claims that public liability insurance alone won’t cover.

Online & anywhere

We like to keep things simple. Your quote, purchase & documents are all available online, anytime.

Cover is instant

No need to wait for your documents. You're covered from the moment you purchase.

Added protection

Products liability, legal expenses and accidental death cover as standard on every policy.

Monthly instalments

Cashflow is important to every business. Spread the cost & pay in easy, monthly instalments.

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Our Reviews

4.9 / 5 Based on 605 Reviews
Read all reviews »

Very quick, easy process, very competitive price.

4 hours ago

straight forward easy to fill application/ compared to other companies i enquired at. Instant quote , all... Read more »

21 hours ago

A very good website to do what you want to do; very pleased with my quote, thank you, Michael

on Oct 13th
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