Self-Employed Public Liability Insurance

Specific, no-fuss Self-Employed public liability insurance that won’t let you down in a pinch

From £53* With FREE legal expenses & accidental death cover
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Our Reviews

4.9 / 5 Based on 796 Reviews
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Insurance That Works As Hard For You As You Do

Running a business can be hard work – particularly when you work for yourself! As a self-employed business owner, it’s up to you to protect your business from all the accidents that may cross your path, which is why it’s of the utmost importance to have public liability insurance catered to your needs.

At Tradesman Saver, we hate generic business public liability policies, which is why we’ve worked tirelessly with the help of businesses like yours, to create specific public liability policies to suit a number of professions. Simply select the trade that suits your business best on our online quote form for instant cover from the moment you buy.

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Self-Employed Public Liability Insurance - Automatic Covers

Public Liability
Financial Loss
Products Liability
Legal Expenses
Accidental Death

Self-Employed Public Liability Insurance - Optional Covers

Employers Liability
Tools / Equipment
Contractors All Risks
Business Contents
Professional Indemnity
Personal Accident
Short Term Income Protection

Can't fault the cost. No other company could offer the same level of cover for the price.

Chris Doyle

Very easy site to use and very competitive. Friendly all from the administration staff after on line quote . All in all pleased at the service so far.

Dermot Devlin

Online & anywhere

We like to keep things simple. Your quote, purchase & documents are all available online, anytime.

Cover is instant

No need to wait for your documents. You're covered from the moment you purchase.

Added protection

Products liability, legal expenses and accidental death cover as standard on every policy.

Monthly instalments

Cashflow is important to every business. Spread the cost & pay in easy, monthly instalments.

Understanding Public Liability Insurance For Self-Employed Professionals


When you’re trying to purchase your self-employed insurance policy, you may find yourself getting a little confused by the vast array of insurance terms floating around the policies for your profession. However, the one term you really need to know about when choosing your policy is public liability. It’s like the building block of any business insurance policy, and it covers a wide range of accidents, including injury to third parties and damage to their property. It offers protection from claims made against you by both your clients and members of public who may have been injured as a result of your business’ activities.

Some of the situations it will cover you against include:

  • Knocking over a client’s expensive vase whilst visiting their house
  • A member of the public tripping over your equipment and injuring themselves
  • Accidentally spilling hot coffee on a client during a consultation
  • Injury to a client’s neighbour’s vehicle whilst on a job

As well as public liability insurance, there are also a host of other covers worth considering when taking out your self-employed insurance policy. These can include employer’s liability insurance, which you are required by law to have if you employ staff, tools and equipment cover and business contents insurance, which protects your business equipment. Depending on your profession, you can also potentially get contractor’s all risks cover for ongoing work on a construction site and/or professional indemnity insurance, which covers claims for professional negligence.

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Our Reviews

4.9 / 5 Based on 796 Reviews
Read all reviews »

So easy to use and saves me half of my previous cover!

on Feb 18th

Quick and easy. Highly recommended.

on Feb 18th

Glad I found this site. Good price. Thank you

on Feb 16th
*Based on £1,000,000 public liability, £250,000 legal expenses & £10,000 accidental death cover for a sole trader © Copyright 2019 Tradesman Saver | Tradesman Saver is a product of Henry Seymour & Co (Barkdene Ltd) which is authorised and regulated by the Financial Conduct Authority.
Registered in England No 1842617 Insurance Brokers. All rights reserved.
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