Roofers Insurance

Specific, no-fuss roofer's insurance that won’t let you down in a pinch

At a price you can afford With FREE legal expenses & accidental death cover
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3 roofers working on the roof of a home

Our Reviews

4.9 / 5 Based on 983 Reviews
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Don’t Let Your Insurance Leave You Out On A Ledge

Working as a roofer, your day to day job is fraught with risks from every angle. Whether you’re slating or tiling a roof or doing some thatching, working at height can be a dangerous business. It’s important to ensure you have insurance that’s tailored to your unique needs.

Because we understand the risks you face on the job, we’ve made it our mission to create a policy specific to you. Whether you’re a solo trader or you employ people, we’ve put everything you need together in one policy. Customise with our online quote form and take the fuss out of insurance.

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Roofers’ Insurance - Automatic Covers

Public Liability
Financial Loss
Products Liability
Legal Expenses
Accidental Death

Roofers’ Insurance - Optional Covers

Employers Liability
Tools / Equipment
Contractors All Risks
Business Contents
Personal Accident
Short Term Income Protection

Can't fault the cost. No other company could offer the same level of cover for the price.

Chris Doyle

Very easy site to use and very competitive. Friendly all from the administration staff after on line quote . All in all pleased at the service so far.

Dermot Devlin

Roof Slater, Tiling Contractor, Roof Tiler & Thatcher

Our roofer’s insurance covers a whole breadth of roofing trades, including roof slater, tiling contractor, roof tiler and thatcher – simply select the trade that best suits you on the online quote form.

Online & anywhere

We like to keep things simple. Your quote, purchase & documents are all available online, anytime.

Cover is instant

No need to wait for your documents. You're covered from the moment you purchase.

Added protection

Products liability, legal expenses and accidental death cover as standard on every policy.

Monthly instalments

Cashflow is important to every business. Spread the cost & pay in easy, monthly instalments.

What insurance do roofers need?


Working as a roofer can be incredibly dangerous, so getting the right protection in place for your trade is of paramount importance. The most vital insurance cover to consider when taking out a roofer’s insurance policy is public liability (PLI). This ensures protection in case of injury to a client or members of the public, and protects against damage to a client or third party’s property, so it would cover you in situations such as:

  • A roof tile sliding off the roof you’re working on and damaging your client’s car
  • A tool falling from the roof and hitting a passerby

Unfortunately, falling tools and materials are not the only concern of a roofer. You may also slip and fall yourself, and potentially damage your client’s property in the fall. In this instance, while the property damage would be covered by your public liability insurance, you would need personal injury insurance to help yourself while you’re getting back on the mend. Personal accident & sickness insurance offers a weekly cash benefit if you’re unable to work temporarily from an injury, as well as a lump-sum payment if you’re rendered unable to work on a permanent basis. This means that, were you to fall from a roof whilst on a job and injure yourself, you’ll be able to claim on your insurance and get an extra helping hand paying the bills while you get back on your feet.

Other covers worth considering include employer’s liability insurance, which is a legal requirement if you employ staff, tools and equipment cover and contractor’s all risks insurance, which covers all ongoing work on a construction site.

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Roofer’s Insurance: Cover When You Need It Most

Despite the best of intentions, sometimes accidents have a way of happening when you least expect it. In situations like these, you need to know your business is protected from these unforeseen circumstances. These are just some of situations your roofer’s insurance could protect you from:

The fallen employee

Your employee is working on a customer’s roof, but they lose their footing and fall from the two-storey building, sustaining considerable damage. They then choose to seek compensation from you. Your employer’s liability insurance is key here – it will cover the costs of the compensation, to have your employee back on the mend in no time, whilst keeping your business out of the red.

The problem with tiles

You’re working on a job, re-tiling a customer’s roof when a tile falls out of your hands and hits a passerby. They are gravely injured and claim compensation against you. Fortunately, your public liability insurance has you covered here – it will cover the costs of the compensation for you, so you can focus on getting the job done on time.

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Our Reviews

4.9 / 5 Based on 983 Reviews
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Very easy to navigate site

14 hours ago

Excellent and hassle free service

20 hours ago

Excellent and hassle free service

20 hours ago
*Based on £1,000,000 public liability, £250,000 legal expenses & £10,000 accidental death cover for a sole trader © Copyright 2019 Tradesman Saver | Tradesman Saver is a product of Henry Seymour & Co (Barkdene Ltd) which is authorised and regulated by the Financial Conduct Authority.
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