Refrigeration Engineers Insurance

Tradesman Saver’s Public Liability Cover For Refrigeration Engineers

Our standard cover is:

• £1 million cover for public and products liability (with an option to increase to £2 million or £5 million)
• £10,000 cover for any financial loss (£50K cover optional)
• Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

There are many insurance options which would benefit your refrigeration engineers business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally cause a client’s cooling system to breakdown with consequential loss of stock because a part you fitted failed.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a refrigeration engineers business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as a refrigeration engineer and you can get your quote online in minutes.

Refrigeration Engineer’s Insurance To The Rescue

Here’s how our Tradesman Saver insurance policy can protect you and your business in the event of a claim:

Slips & Trips

You’re on a job on a client’s commercial premises, fixing a broken refrigeration system. As you’re working on fixing the issue, a passerby trips over your tools and injures themselves. They decide to seek compensation from you. Your public liability is your best friend here – your insurer will cover the costs of the compensation for you, leaving you free to continue making your business the success you know it can be.

Tool & Equipment Theft

You’re loading your tools into your van after finishing up a job. You go back into the premises to collect payment from the client, but when you get back to your van, you discover someone has broken into your van and stolen all of your tools. Your tools & equipment insurance is on your side here – it’ll cover the costs of replacing the tools, so someone else’s sticky fingers don’t end up ruining your business.