When you take out a public liability insurance policy with Tradesman Saver, we ask you to honestly declare any prior claims history. This allows us to provide a fair quote.
Initially, you do not need to provide documented evidence of being claim-free unless specifically requested during the application process.
However, if you go on to make a claim under your Tradesman Saver policy, we reserve the right to then request proof of your no claims declaration.
Why We Need Proof for Your No-Claims Discount:
There are a couple reasons we may request documented evidence after a claim:
- To confirm previous claim details that influence payout amounts.
- To ensure no customer receives discounted premiums improperly through false declarations.
Requesting proof helps us process claims accurately and fairly for all customers.
Suitable Proof Includes:
- Certificate of insurance from a prior insurer
- Letters from previous insurers confirming claims history.
- Redacted bank statements showing prior insurance payments.
- Insurer statements demonstrating length of policies held.
Do not worry about providing proof up front when taking out a new policy. Only if a claim arises do we request documentation, if needed.
Being transparent from the start allows us to offer fair quotes and avoid surprises later down the line.
