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Plumbing & Heating Contractors Insurance

Great value public liability insurance for a plumbing & heating contractor

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Excellent 4.7 out of 5

Tradesman Saver’s Public Liability Cover For Plumbing & Heating Contractors


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million or £5 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

There are many insurance options which would benefit your plumbing & heating contractors business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally ruin a customer’s carpet carpet when some pipework you installed leaks and causes a flood.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Another relevant insurance cover for a plumbing & heating contractors business is employer’s liability, which is a legal requirement for anybody who employs staff. Here at Tradesman Saver we have all the coverage you may need as a plumbing & heating contractor and you can get your quote online in minutes.

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Why choose Tradesman Saver plumbing & heating contractors insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

All insurance policies provided by Standard & Poor’s A rated insurers

Defaqto 5 Star rated

Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our plumbing & heating contractors insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get quotes

Compare quotes from our panel of insurers & chose any optional covers you may need.

3 You’re insured!

Choose the quote that’s right for you, activate your policy and view your certificates online.

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What is plumbing & heating contractors insurance?

Working in plumbing and heating comes with its own unique set of risks. As a contractor or engineer in the plumbing and heating trade, you know that every new job brings with it the possibility of accidents – and possibly with some pretty severe consequences if you aren’t careful. But unfortunately, no matter how careful you are, sometimes accidents just have a way of finding you. For your own peace of mind, it’s important to have the right insurance in place, to ensure you are protected in the event the worst does happen.

Why do you need plumbing & heating contractors insurance?

At Tradesman Saver, we want to help you protect your business from all those little accidents in your path. Our trade-specific insurance policy for plumbing and heating contractors has been designed with your needs at the forefront, to make sure you get exactly what you need to keep your business safe. Customise with our online quote form and get insurance that works as hard as you do.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

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What our customers say

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