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Plumbers Public Liability Insurance

Great value public liability insurance for a plumber

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“Quick, easy and a fraction of the cost quoted by my previous insurers.” Gary Wilson Read more reviews »

There are many insurance options which would benefit your plumbers business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a plumbers business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as a plumber and you can get your quote online in minutes.

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What’s included with our Automatic Cover

How our plumbers public liability insurance works

Life as a plumber is full of little headaches. Your days are spent travelling from job to job, sorting out any number of problems that might crop up during the day. And when you finally return home after your long day and kick off your shoes, you don’t even have time to make a quick cuppa before you’re back to work, organising tax returns, sending out invoices and ordering supplies. And when your job never seems to end, the last thing you really want to worry about at the end of your day is accidents and compensation claims. All you really want is to relax and rest.

Why do you need plumbers public liability insurance?

Here at Tradesman Saver, we can’t take away all the difficulties that come with running your business, but we can help burden some of that worry you’re carrying on your shoulders. With our public liability insurance that’s built specifically for plumbers, you can get covered instantly from the moment you buy, and you can even include cover for your tools and equipment, any ongoing contracts, and even employer’s liability. So, go on – what are you waiting for?

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Why Us?

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the moment you purchase.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Understanding Public Liability Insurance For Plumbers

Finding the right insurance policy when you work as a plumber can be absolutely exhausting. Wading through the masses of insurance terms in abundance around the internet can leave you feeling tired, agitated and make you feel like you’re no closer to finding what it is you actually need. But, really, the only insurance you need as a plumber is self employed public liability insurance. The foundation of any plumber’s insurance policy, public liability insurance covers your business from injury to third parties or damage to their property, as well as protecting you from claims made against you by your clients or members of the public who have been hurt or inconvenienced by your business’ activities. It’s one of the most important covers to consider when buying insurance, as it protects you from a huge breadth of accidents that could happen in your field of work.

It will protect you from situations such as:

  • Accidental water damage to a client’s property
  • A client injuring themselves on a cable of a power tool you’ve left out
  • Damage to a client’s neighbour’s property whilst trying to fix a leak
  • Injury to a member of the public caused by tripping over pipes you were due to install in a client’s property

Alongside public liability cover, there are a number of covers available that could provide useful in your line of work. These include employer’s liability insurance, which is a legal requirement for those employing staff, tools and equipment cover, and most importantly contractor’s all risks insurance, which is imperative to protect all your ongoing work on a construction site.

What Is Plumbers Insurance | Tradesman Saver

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*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax and our admin charge. 22% of new customers paid less than £59 between 1st January 2019 and 31st August 2019. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2021 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register
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