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Heating Engineers Insurance

Affordable public liability insurance for a heating engineer

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There are many insurance options which would benefit your heating engineers business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a heating engineers business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as a heating engineer and you can get your quote online in minutes.

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What’s included with our Automatic Cover

How our heating engineers insurance works

In any trade where you work with gas and heat, you face a number more risks than you would in other trades. Working as a heating engineer is even more risky still – with a great number of variables to juggle on any given day, not only is the risk of accident is dramatically increased, but the scale and severity of the accident that might occur increases tenfold too. That’s why it’s so vital to your business’ success that you have the proper cover in place to protect you should the worst occur.

Please note, to get your gas engineer’s or gas fitter’s insurance policy, you’ll need to select “Central Heating Services” as your trade of choice on our online quote form.

Why do you need heating engineers insurance?

At Tradesman Saver, we understand that just because a job’s risky, doesn’t mean it doesn’t need to get done. We want to ensure the heating engineers we insure have all the cover they need to protect themselves while they’re on a job, which is why we’ve put together an insurance policy built specifically around your trade’s needs. All you have to do is tailor your perfect policy with our online quote form, to get insurance that works as hard as you do.

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Why Us?

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the moment you purchase.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Heating Engineer’s Public Liability Insurance

When you work as a heating or gas engineer, you know your days can be stressful and draining enough as it is. But when you add trying to get the right insurance into the mix, it can be easy to wind up incredibly confused by the huge variety of insurance terms floating around. However, it really doesn’t have to be as confusing as it first appears – the only insurance term you need to know about for your line of work is public liability insurance. Think of public liability insurance as the bread and butter of your insurance sandwich. It covers a host of incidents and accidents that result in injury to third parties or damage to their property, and includes cover for both clients and members of the public. It covers things like clients tripping over the cables of your power tools or damage to a client’s neighbour’s vehicle while you’re out on a job, making it the perfect all-round insurance cover to help you protect your business.

heating engineer adjusting temperature on a radiator using valve

Don’t Let An Accident Get The Best Of Your Business

It’s unfortunate but true; no matter how careful you are, accidents always happen when you least expect it. Knowing this, it makes it all the more vital to have the right insurance in place to ensure you’re prepared in the event the worst should happen. Here are just a few situations where you’ll find your insurance can really help you out of a bind:

The perfect target for sticky fingers

You’re unloading your tools from your van on a job to fix a client’s boiler. You enter your client’s house and begin talking to them about what the problem is, and realise you’ve left a tool you need for the job in your van. You return to your van only to discover that the window has been smashed and someone has broken in and stolen your tools. This is the kind of situation where you’ll be glad of your tools & equipment insurance – with it, your insurer will cover the costs of replacing the stolen tools, so you don’t end up out of pocket because of someone else’s greed.

Your hard work, in flames

You’re on a construction site, installing a central heating system in a new build home. Unfortunately, the on-site electrician has made a mistake when wiring the house and it catches fire, burning away all your hard work. This is where your contractor’s all risks insurance comes in handy – your insurer will cover the costs of repairing or re-doing the work, so you don’t end up paying out for someone else’s mistake.

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*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax and our admin charge. 22% of new customers paid less than £59 between 1st January 2019 and 31st August 2019. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2020 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register https://register.fca.org.uk/.
Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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